522 Conroy St, Cincinnati, OH 45214 Property Records

Hamilton County property record for 522 Conroy St, Cincinnati, OH 45214

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,240 sqft · built 2002
Lot Size	0.113 acres (4,922 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,000 (Jun 2003)
Tax Bill	$11,145 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`097-0001-0166-00`

Property Details

APN / Parcel Number

Primary APN	`097-0001-0166-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	3,328 sqft
1st Floor Area	1,088 sqft
2nd Floor Area	1,152 sqft
Basement Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	4,922 sqft (0.113 acres)
Lot Dimensions	93 ft deep x 98 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	522 CONROY ST
City	CINCINNATI
State	OH
Zip	45214-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	CONROY ST 0.113 AC R2-T3-S19
Legal Subdivision	SAMUEL BROWNE
Legal Lot Number	210
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1020
Census Tract	2700

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 CONROY ST, CINCINNATI, OH 45214-1911
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2003 · Amount on Record
Deed Sale	Jun 4, 2003 · Amount on Record
Deed Document Number	2003392513
Deed Book / Page	9284 / 3663
Last Transfer Date	Oct 27, 2003
Transfer Doc	0094980566
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	522 CONROY ST, CINCINNATI, OH 45214-1911
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061229
Date	May 17, 2021
Book Page	14419/3226
Instrument	2021-0061229

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	522 CONROY ST, CINCINNATI, OH 45214-1911
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	PRODIGY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 CONROY ST, CINCINNATI, OH 45214-1911

Mortgage

Document Number	0000056457
Date	Jun 7, 2022
Book Page	14683/1472
Instrument	2022-0056457

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,145.00 (+3.13%)	$180,901 (-) Land $57,750 Building $123,151	$516,860 (-) Land $165,000 Building $351,860
2024	$10,807.00 (-2.21%)	$180,901 (-) Land $57,750 Building $123,151
2023	$11,051.00 (+9.88%)	$180,901 (+22.54%) Land $57,750 Building $123,151	$516,860 (+22.54%) Land $165,000 Building $351,860
2022	$10,057.00 Homeowner's exemption	$147,630 Land $69,825 Building $77,805
2020			$421,800 Land $199,500 Building $222,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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