522 Cobb St, Clute, TX 77531 Property Records

Brazoria County property record for 522 Cobb St, Clute, TX 77531

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,776 sqft · built 1978
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,462 (Feb 2022)
Tax Bill	$2,368 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2800-0015-000`

Property Details

APN / Parcel Number

Primary APN	`2800-0015-000`
Alternative APNs	`R000000197223` `R197223` `197223`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
View / Lot	Primary
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	36 sqft
Patio Area	384 sqft
Canopy	384 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	522 COBB ST
City	CLUTE
State	TX
Zip	77531-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0013
Legal Description	COBB (A0049 A CALVIT DIV 14 (B C I C))(CLUTE) LOT 16-17
Legal Subdivision	COBB (A0049 A CALVIT DIV 14 (B C I C))(C
Legal Tract	S2800
Legal Lot Number	16-17
Jurisdiction	BRAZORIA TX
Township / Civil Division	BRAZOSPORT
Census Block Group	2
Census Block	2001
Census Tract	663900

Owner

Source: Brazoria County records, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 COBB ST, CLUTE, TX 77531-5530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC
Feb 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Jul 20, 2012 · Amount on Record
Deed Document Number	202211209
Prior Transfer Date	Feb 11, 2022
Prior Transfer Doc	0000011209
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZORIA TX
Property Address	522 COBB ST, CLUTE, TX 77531-5530
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005219
Date	Jan 26, 2021
Instrument	2021005219

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46260

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRAZORIA TX
Recording Date	Feb 23, 2022
Property Address	522 COBB ST, CLUTE, TX 77531-5530
Document Number	0000011209
Map Reference	VOL 6 PG 52
Instrument Date	Feb 11, 2022
Instrument	2022011209
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 COBB ST, CLUTE, TX 77531-5530

Mortgage

Document Number	0000011210
Date	Feb 23, 2022
Instrument	2022011210

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Brazoria County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Brazoria County
Municipality	Clute City
Unified School District	Brazosport Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,601 (-2.92%) Land $17,850 Building $195,530	$213,380 (-1.17%) Land $17,850 Building $195,530
2024	$2,368.00
2023		$215,910 Land $17,850 Building $198,060	$215,910 Land $17,850 Building $198,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	42 (1979–2024)
Claims Outside the SFHA	40 of 42
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Ike, Sep 2008 · 4 claims Tropical Storm Fay, Sep 2002 · 10 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLUTE serves 10,604 people · EPA ID TX0200004
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: T-Mobile.

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