522 Co Rd 643, Ranburne, AL 36273 Property Records

Cleburne County property record for 522 Co Rd 643, Ranburne, AL 36273

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,280 sqft · built 2002
Lot Size	8.07 acres (351,529 sqft)
Owner	Individual Name on Record
Tax Bill	$778 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18 24 09 30 0 000 012.002`

Property Details

APN / Parcel Number

Primary APN	`18 24 09 30 0 000 012.002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,280 sqft Total Area
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	351,529 sqft (8.07 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	648 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	522 COUNTY ROAD 643
City	RANBURNE
State	AL
Zip	36273-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACTS 21 & 22 PB 4 PG 374 ETHERIDGE N KEITH JR ESTATE
Legal Range	13E
Legal Township	17S
Legal Section	30
Legal Subdivision	KEITH JR ESTATE
Legal Tract	21,22
Jurisdiction	CLEBURNE AL
Township / Civil Division	RANBURNE
Census Block Group	2
Census Block	2038
Census Tract	959800

Owner

Source: Cleburne County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 COUNTY ROAD 643, RANBURNE, AL 36273-3000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF ALABAMA
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AL
Property Address	522 COUNTY ROAD 643, RANBURNE, AL 36273-3000
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02026/1084
Date	Feb 27, 2026
Book Page	2026/1084
Instrument	820029806

Lender

Name	FIRST BANK OF ALABAMA
Type	Bank
Address	RANBURNE, AL 36273

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AL
Property Address	522 COUNTY ROAD 643, RANBURNE, AL 36273-3000
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002021/480
Date	Feb 3, 2021
Book Page	2021/480
Instrument	820015515

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Cleburne County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cleburne County
Unified School District	Cleburne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$778.00 (+7.46%)
2025	$724.00 (+7.42%)	$27,278 (-38.35%) Land $4,368 Building $22,910	$272,780 (+23.3%) Land $43,680 Building $229,100
2024	$674.00 (+7.84%)	$44,246 (+7.35%) Land $6,626 Building $37,620	$221,230 (+7.35%) Land $33,130 Building $188,100
2023	$625.00	$41,216 (-) Land $6,136 Building $35,080	$206,080 (-) Land $30,680 Building $175,400
2022	$625.00	$41,216 Land $6,136 Building $35,080	$206,080 Land $30,680 Building $175,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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