522 Clark St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 522 Clark St, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,070 sqft · built 1885
Lot Size	0.221 acres (9,609 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Feb 2006)
Tax Bill	$15,127 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-01005-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`20-01005-0000-00021`
Alternative APNs	`2000125000000013` `200100500021`

Interior

Stories	2 Stories
Building Area	2,070 sqft Living Area

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Colonial
Construction Type	Frame
Lot Area	9,609 sqft (0.221 acres)
Lot Dimensions	155 ft deep x 62 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2000125000000013
Street Address	522 CLARK ST
City	WESTFIELD
State	NJ
Zip	07090-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1005
Legal Lot Number	21
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3002
Census Tract	36500

Owner

522 Clark St is owned and occupied by two individuals who bought it in February 2006.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 CLARK ST, WESTFIELD, NJ 07090-3911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2006 · Amount on File
Deed Sale	Feb 21, 2006 · Amount on File
Prior Sale	Dec 20, 1996 · Amount on File
Deed Book / Page	5565 / 770
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	522 CLARK ST, WESTFIELD, NJ 07090-3911
Document Number	0143102197
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 CLARK ST WESTFIELD NJ 070903911, WESTFIELD, NJ 07090-3911

Mortgage

Document Number	0143102197
Date	Aug 3, 2017
Book Page	014310/002197
Instrument	644077

Lender

Name	UNITED TELETECH FIN'L FCU
Type	Credit Union
Address	TINTON FALLS, NJ 07724

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1872 Months

Tax Assessment & Valuation

The 2025 property tax bill for 522 Clark St was $15,127, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,000 (-) Land $466,600 Building $193,400	$660,000 (-) Land $466,600 Building $193,400
2025	$15,127.00 (+1.78%)	$660,000 Land $466,600 Building $193,400	$660,000 Land $466,600 Building $193,400
2024	$14,863.00
2023		$660,000 Land $466,600 Building $193,400	$660,000 Land $466,600 Building $193,400
2022	$14,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Clark St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2010–2012)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20