LaSalle County property record for 522 Clark St, Utica, IL 61373
| Property Type | Commercial |
|---|---|
| Details | 50 sqft |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Dec 2025) |
| Tax Bill | $64 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 19-16-102-005 |
| Primary APN | 19-16-102-005 |
|---|---|
| Alternative APN |
|
| Building Area | 50 sqft Building Perimeter |
|---|
| Lot Area | 4,792 sqft (0.11 acres) |
|---|
| Street Address | 522 CLARK ST |
|---|---|
| City | UTICA |
| State | IL |
| Zip | 61373-9501 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PRENTICE'S ADD TO N UTICA, LT 4 BLK 2 SEC 16-33-2 |
| Legal Range | 02 |
| Legal Township | 33 |
| Legal Section | 16 |
| Legal Subdivision | PRENTICES ADD |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | UTICA |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 962200 |
522 Clark St, a commercial property, is owned by a company that bought it in December 2025.
Source: LaSalle County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 807 LA SALLE ST, OTTAWA, IL 61350-2073 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2025 | Corporation Deed, Transfer · Commercial Mortgage OSB COMMUNITY BANK |
| Mar 13, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage FIRST FSB |
| Mar 13, 2017 | Warranty Deed, Transfer · Commercial Mortgage FIRST FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Prior Sale | Mar 13, 2017 · Amount on File |
| Deed Document Number | 202514035 |
| Prior Transfer Date | Mar 8, 2017 |
| Prior Transfer Doc | 0201703458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Dec 31, 2025 |
| Property Address | 522 CLARK ST, UTICA, IL 61373-9501 |
| Document Number | 0202514035 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2025-14035 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 807 LA SALLE ST, OTTAWA, IL 61350-2073 |
| Document Number | 0202514036 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025-14036 |
| Name | OSB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 29, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Mar 13, 2017 |
| Property Address | 522 CLARK ST, UTICA, IL 61373-9501 |
| Document Number | 0201703458 |
| Instrument Date | Mar 8, 2017 |
| Instrument | 201703458 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0201703459 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 201703459 |
| Name | FIRST FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Mar 13, 2017 |
| Property Address | 522 CLARK ST, UTICA, IL 61373-9501 |
| Document Number | 0201703457 |
| Instrument Date | Jun 9, 2015 |
| Instrument | 201703457 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $124.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0201703458 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 201703458 |
| Name | FIRST FSB |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 522 Clark St was $64.
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Utica Township |
| Municipality | North Utica Village |
| Secondary School District | LaSalle-Peru Township High School District 120 (09 - 12) |
| Elementary School District | Waltham Community Consolidated School District 185 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64.00 | $719 (-) Land $719 | $2,157 (-) Land $2,157 |
| 2024 | $64.00 | $719 (-) Land $719 | $2,157 (-) Land $2,157 |
| 2023 | $719 (+6.05%) Land $719 | $2,157 (+6.05%) Land $2,157 | |
| 2022 | $678 Land $678 | $2,034 Land $2,034 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 522 Clark St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 44 (1996–2020) |
| Claims Outside the SFHA | 5 of 44 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Clark St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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