Shiawassee County property record for 522 Clark St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,191 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-660-003-010-00 |
| Primary APN | 050-660-003-010-00 |
|---|
| Lot Area | 6,534 sqft (0.15 acres) |
|---|
| Street Address | 522 CLARK ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 (EX E 66') BLK 3 AL & BO WILLIAMS ADD |
| Legal Subdivision | AL & BO WILLIAMS ADD |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 30400 |
Source: Shiawassee County records · APN 050-660-003-010-00
Assessment roll updated July 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 CLARK ST, OWOSSO, MI 48867-2170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Jun 08, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Aug 07, 2019 | Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 28, 2021 |
| Transfer Doc | 0012830468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 06, 2026 |
| Property Address | 522 CLARK ST, OWOSSO, MI 48867-2170 |
| Document Number | 0003402974 |
| Book / Page | 1338 / 396 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 20263402974 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0003402974, |
|---|---|
| Date | May 06, 2026 |
| Book Page | 1338/396 |
| Instrument | 20263402974 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 14, 2041 |
| Rate | 5.54% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 522 CLARK ST, OWOSSO, MI 48867-2170 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 522 CLARK ST, OWOSSO, MI 48867-2170 |
| Document Number | 0012930396 |
|---|---|
| Date | Mar 02, 2022 |
| Book Page | 1293/396 |
| Instrument | 3357298 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 08, 2021 |
| Property Address | 522 CLARK ST, OWOSSO, MI 48867-2170 |
| Document Number | 0012830468 |
| Book / Page | 1283 / 468 |
| Map Reference | LB 29 PG 499 |
| Instrument Date | May 26, 2021 |
| Instrument | 3347247 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 CLARK ST, OWOSSO, MI 48867-2170 |
| Document Number | 3347248 |
|---|---|
| Date | Jun 08, 2021 |
| Instrument | 3347248 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 07, 2019 |
| Property Address | 522 CLARK ST, OWOSSO, MI 48867-2170 |
| Document Number | 0012590771 |
| Book / Page | 001259 / 000771 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 3323336 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1533 ALTA VISTA DR OWOSSO MI 488671401, OWOSSO, MI 48867-1401 |
| Document Number | 12590772 |
|---|---|
| Date | Aug 07, 2019 |
| Book Page | 001259/000772 |
| Instrument | 3323337 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2049 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,100 (+8.53%) | $262,200 (+8.53%) | |
| 2025 | $4,191.00 (+4.25%) Homeowner's exemption | $120,800 (+22.02%) | $241,600 (+22.02%) |
| 2024 | $4,020.00 | ||
| 2023 | $4,020.00 Homeowner's exemption | $99,000 | $198,000 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Oliver Street Historic District listed 1980 · 114 contributing resources · NRIS 80001905 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 351 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OWOSSO serves 16,353 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures