522 Cindy Ln, Smyrna, DE 19977 Property Records

Kent County property record for 522 Cindy Ln, Smyrna, DE 19977

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,212 sqft · built 1986
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Dec 2015)
Tax Bill	$1,756 (2023)
Deeds & Mortgages	Apr 2018 Loan Modification Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-17-019.05-01-68.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-17-019.05-01-68.00-000`
Alternative APNs	`DC17019.050168.00/000` `2897`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,212 sqft Living Area
Gross Area	3,220 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	50 ft deep x 84.9 ft wide
Garage Type	Finished
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	2897
Old Parcel Number	DC17019.050168.00/000
Street Address	522 CINDY LN
City	SMYRNA
State	DE
Zip	19977-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COTTAGE DALE ACRES SEC 5 LOT 154 522 CINDY LANE
Legal Subdivision	COTTAGE DALE ACRES
Legal Lot Number	154 522
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1041
Census Tract	40204

Owner

Source: Kent County records, as of October 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 CINDY LN, SMYRNA, DE 19977-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Loan Modification, Mortgage · Conventional with PMI SHELLPOINT MTG SVCNG
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Prior Sale	Oct 1, 2014 · Amount on Record
Deed Document Number	2015-288267
Deed Book / Page	7918 / 134
Record Updated	Jun 7, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENT DE
Property Address	522 CINDY LN, SMYRNA, DE 19977-1606
Document Number	0000341435
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 CINDY LN SMYRNA DE 199771606, SMYRNA, DE 19977-1606

Mortgage

Document Number	0000341435
Date	May 30, 2018
Book Page	009137/000013
Instrument	341435

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Interest

Rate	4.12%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	522 CINDY LN, SMYRNA, DE 19977-1606
Document Number	0000343980
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 CINDY LN SMYRNA DE 199771606, SMYRNA, DE 19977-1606

Mortgage

Document Number	0000343980
Date	Jul 12, 2018
Book Page	009199/000174
Instrument	343980

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	ST LOUIS, MO 63120-0011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of February 15, 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Smyrna Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,756.00	$66,100 Land $11,900 Building $54,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMYRNA WATER DEPARTMENT serves 11,813 people · EPA ID DE0000657
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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