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522 Christopher Cv, Lockhart, TX 78644 Property Records

Caldwell County property record for 522 Christopher Cv, Lockhart, TX 78644 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,765 sqft · built 2014
Lot Size0.32 acres (13,944 sqft)
Owner2 Individual Names on File
Last Sale$191,100 (Jun 2015)
Tax Bill$6,534 (2026)
Deeds & MortgagesDec 2022 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0300613-007-012-00

Property Details

APN / Parcel Number

Primary APN0300613-007-012-00
Alternative APNs
  • R44509
  • 44509

Interior

Stories1 Story
Building Area1,765 sqft Living Area
1st Floor Area1,765 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2015
Architectural StyleGeorgian
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area13,944 sqft (0.32 acres)
Lot Dimensions156 ft deep x 89 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area75 sqft
Patio Area158 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44509
Street Address522 CHRISTOPHER CV
CityLOCKHART
StateTX
Zip78644-2789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLEAR FORK ESTATES, BLOCK 7, LOT 12, SECTION 2-B SECTION 2-B
Legal SubdivisionCLEAR FORK ESTATES
Legal Block7
Legal Lot Number12
JurisdictionCALDWELL TX
Township / Civil DivisionLOCKHART
Census Block Group1
Census Block1012
Census Tract960300

Owner

Source: Caldwell County records · APN 0300613-007-012-00

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address522 CHRISTOPHER CV, LOCKHART, TX 78644-2789
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2022Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
May 13, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2015 · Amount on Record
Deed SaleJun 23, 2015 · Amount on Record
Prior SaleAug 15, 2014
Deed Document Number20154575
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL TX
Property Address522 CHRISTOPHER CV, LOCKHART, TX 78644-2789
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 CHRISTOPHER CV, LOCKHART, TX 78644-2789

Mortgage

Document Number2022009194
DateDec 01, 2022
Instrument2022-009194
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 01, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL TX
Property Address522 CHRISTOPHER CV, LOCKHART, TX 78644-2789
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 CHRISTOPHER CV, LOCKHART, TX 78644-2789

Mortgage

Document Number2021003412
DateMay 13, 2021
Instrument2021-003412
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term290 Months
DueJul 01, 2045

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCaldwell County
MunicipalityLockhart City
Unified School DistrictLockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,534.00 (+4.14%)
2025$367,160 (+13.57%) Land $65,390 Building $301,770$367,160 (-10.07%) Land $65,390 Building $301,770
2024$6,274.00 (+14.55%)
2023$5,477.00 (-13.54%) Homeowner's exemption$323,300 Land $65,390 Building $342,880$408,270 Land $65,390 Building $342,880
2022$6,335.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (48055C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480559603001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2012, other causes

Wildfire

Wildfire RiskLow
above 37% of the US · above 12% of Texas
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 502 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
JAB WirelessFiber1,000 / 200
Valley Telephone Cooperative, Inc. (TX)Fixed Wireless300 / 50

May also be available at this address: AT&T, Verizon, Spry Wireless Communications, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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