San Luis Obispo County property record for 522 Charro Way, Nipomo, CA 93444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,017 sqft · built 2000 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Nov 1999) |
| Tax Bill | $7,485 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-313-002 |
| Primary APN | 091-313-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,017 sqft Living Area |
| 1st Floor Area | 3,017 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 522 CHARRO WAY |
|---|---|
| City | NIPOMO |
| State | CA |
| Zip | 93444-5705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TR 2304 LT 2 |
| Legal Subdivision | TRACT 2304 |
| Legal Tract | 2304 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 12404 |
522 Charro Way is owned by a company that acquired it in October 2012 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 522 CHARRO WAY, NIPOMO, CA 93444-5705 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 1999 · Amount on File |
| Deed Sale | Nov 10, 1999 · Amount on File |
| Deed Document Number | 199980006 |
| Last Transfer Date | Oct 31, 2012 |
| Transfer Doc | 0000071715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 522 CHARRO WAY, NIPOMO, CA 93444-5705 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 522 CHARRO WAY, NIPOMO, CA 93444-5705 |
| Document Number | 0000014366 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021014366 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 522 Charro Way was $7,485 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $722,821 (+2%) Land $250,517 Building $472,304 | |
| 2025 | $7,485.00 Homeowner's exemption | $708,649 Land $245,605 Building $463,044 |
| 2023 | $7,149.00 (+1.55%) Homeowner's exemption | $681,133 Land $236,069 Building $445,064 |
| 2022 | $7,040.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 522 Charro Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Charro Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026 |
|---|---|
| Water Source | Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Advanced Wireless, Peak WiFi, Ranch Wifi, Verizon.
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