522 Center St, Findlay, OH 45840 Property Records

Hancock County property record for 522 Center St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,252 sqft · built 1900
Lot Size0.216 acres (9,400 sqft)
OwnerIndividual Name on File
Last Sale$82,500 (Aug 2001)
Tax Bill$1,311 (2025)
Flood ZoneZone AE (high risk)
APN1011-181-24-021.000

Property Details

APN / Parcel Number

Primary APN1011-181-24-021.000
Alternative APN
  • 580000244460

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,252 sqft Living Area
1st Floor Area916 sqft
Basement Area468 sqft
Unfinished Basement468 sqft
FlooringBrick
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area9,400 sqft (0.216 acres)
Lot Dimensions200 ft deep x 47 ft wide
PorchSlab
Porch Area237 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address522 CENTER ST
CityFINDLAY
StateOH
Zip45840-5820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKINSINGER ADD LOT 4232
Legal SubdivisionKINSINGER ADD
Legal Lot Number4232
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group2
Census Block2004
Census Tract800

Owner

522 Center St is owned and occupied by an individual who bought it in August 2001.

Source: Hancock County records, as of May 29, 2026

Owner of RecordIndividual Name on File
Mailing Address522 CENTER ST, FINDLAY, OH 45840-5820
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2001 · Amount on File
Deed SaleAug 2, 2001 · Amount on File
Prior SaleSep 16, 1983 · Amount on File
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 522 Center St was $1,311 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,311.00$42,740 Land $6,140 Building $36,600$122,110 Land $17,530 Building $104,580
2023$1,207.00 Homeowner's exemption$33,930 Land $4,870 Building $29,060
2022$96,940 Land $13,910 Building $83,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 522 Center St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims230 (1981–2017)
Claims Outside the SFHA11 of 230
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: MetaLINK Technologies.

Nearby Properties on Center St

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