522 Cedar Rdg Rd, Cary, NC 27513 Property Records

Wake County property record for 522 Cedar Rdg Rd, Cary, NC 27513

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,184 sqft · built 2017
Lot Size0.05 acres (2,178 sqft)
OwnerTrust Name on File
Last Sale$348,000 (Dec 2017)
Tax Bill$4,286 (2025)
Deeds & MortgagesAug 2022 Transfer
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0754.12-87-3142-000

Property Details

APN / Parcel Number

Primary APN0754.12-87-3142-000
Alternative APNs
  • 0754.12-87-3142 0448039
  • 0754873142
  • 0448039

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,184 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTownhouse
Construction TypeFrame
Lot Area2,178 sqft (0.05 acres)
Garage Area396 sqft
PorchPorch
Porch Area148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number0448039
Street Address522 CEDAR RIDGE RD
CityCARY
StateNC
Zip27513-2639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTRCU
Legal DescriptionLO8 SILVER GROVE PH1 BM2017-00909
Legal SubdivisionSILVER GROVE PH1
Legal Phase1
Legal Lot Number8
JurisdictionWAKE NC
Township / Civil DivisionCARY
Census Block Group1
Census Block1032
Census Tract53522

Owner

522 Cedar Rdg Rd is owner-occupied and held in a trust since August 2022.

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address522 CEDAR RIDGE RD, CARY, NC 27513-2639
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2022Intrafamily Transfer, Transfer
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Dec 21, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CALATLANTIC MTG INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2017 · Amount on File
Deed SaleDec 21, 2017 · Amount on File
Deed Book / Page17003 / 2345
Last Transfer DateAug 23, 2022
Transfer Doc019130/375
Record UpdatedJun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAKE NC
Recording DateAug 26, 2022
Property Address522 CEDAR RIDGE RD, CARY, NC 27513-2639
Document Number019130/375
Book / Page19130 / 375
Map ReferenceMB 2017 PG 906-913
Instrument DateAug 23, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address522 CEDAR RIDGE RD, CARY, NC 27513-2639

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address522 CEDAR RIDGE RD, CARY, NC 27513-2639
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanyWESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number18003/1495
DateAug 5, 2020
Book Page18003/1495
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2035

December 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateDec 21, 2017
Property Address522 CEDAR RIDGE RD, CARY, NC 27513-2639
Document Number170032345
Book / Page017003 / 002345
Instrument DateDec 21, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 9, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$696.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address522 CEDAR RIDGE RD CARY NC 27513, CARY, NC 27513

Mortgage

Document Number170032348
DateDec 21, 2017
Book Page017003/002348
Lender
NameCALATLANTIC MTG INC
AddressSCOTTSDALE, AZ 85255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 522 Cedar Rdg Rd was $4,286.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityCary Town
CountyWake County
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,286.00$497,785 Land $100,000 Building $397,785$497,785 Land $100,000 Building $397,785
2023$3,721.00$369,370 Land $70,000 Building $299,370$369,370 Land $70,000 Building $299,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Cedar Rdg Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 Cedar Rdg Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CARY
serves 227,300 people · EPA ID NC0392020
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · May 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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