New Hanover County property record for 522 Cathay Rd, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,311 sqft · built 1977 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,874 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R07816-003-022-000 |
| Primary APN | R07816-003-022-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,311 sqft Living Area |
| 1st Floor Area | 1,880 sqft |
| Basement Area | 1,431 sqft |
| Finished Basement | 1,431 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Terrain | Low |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Pool Area | 364 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 471 sqft |
| Utility Building | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 522 CATHAY RD |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-2920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10,RESID |
| Legal Description | LOT 166 SEC 3 MONTEREY HGTS |
| Legal Subdivision | MONTEREY HEIGHTS SEC 3 |
| Legal Block | 3 |
| Legal Lot Number | 166 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 12106 |
522 Cathay Rd is owned and occupied by an individual who acquired it in December 1988.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 CATHAY RD, WILMINGTON, NC 28412-2920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1988 |
| Deed Sale | Dec 1, 1988 |
| Prior Sale | Jul 1, 1988 |
| Deed Book / Page | 1439 / 1862 |
| Prior Transfer Date | Feb 1, 1983 |
| Prior Transfer Doc | 1216000031 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 522 Cathay Rd was $1,874.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475,800 (-) Land $128,400 Building $347,400 | $475,800 (-) Land $128,400 Building $347,400 | |
| 2025 | $1,874.00 | $475,800 Land $128,400 Building $347,400 | $475,800 Land $128,400 Building $347,400 |
| 2023 | $1,611.00 (-0.92%) | $295,500 Land $68,200 Building $227,300 | $295,500 Land $68,200 Building $227,300 |
| 2022 | $1,626.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 Cathay Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 6 (2018–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Cathay Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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