522 Cascade Valley Rd, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 522 Cascade Valley Rd, Windsor, NY 13865

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,352 sqft · built 1984
Lot Size	6.27 acres (273,121 sqft)
Owner	Individual Name on Record
Last Sale	$498,500 (May 2026)
Tax Bill	$8,276 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2023 Sale & Mortgage + 2 more
APN	`035089 200.00-1-22`

Property Details

APN / Parcel Number

Primary APN	`035089 200.00-1-22`
Alternative APNs	`508920000000010220000000` `50173700300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
1st Floor Area	1,176 sqft
2nd Floor Area	1,176 sqft
Upper Floors Area	264 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	273,121 sqft (6.27 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	316 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	50173700300
Street Address	522 CASCADE VALLEY RD
City	WINDSOR
State	NY
Zip	13865-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01600012S30000000000
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2060
Census Tract	12501

Owner

Source: Broome County and Windsor Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	698 PARK AVE, BINGHAMTON, NY 13903-6009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 28, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 3, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 2, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Feb 28, 2023 · Amount on Record
Deed Document Number	202613089
Deed Book / Page	2825 / 63
Prior Transfer Date	Jun 4, 2014
Prior Transfer Doc	0024350495
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	May 4, 2026
Property Address	522 CASCADE VALLEY RD, WINDSOR, NY 13865-3737
Document Number	0000013089
Book / Page	2825 / 63
Instrument Date	Apr 10, 2026
Instrument	2026.13089
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201,394.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	698 PARK AVE, BINGHAMTON, NY 13903-6009

Mortgage

Document Number	0000013088,
Date	May 4, 2026
Instrument	2026..13088

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Feb 28, 2023
Property Address	522 CASCADE VALLEY RD, WINDSOR, NY 13865-3737
Document Number	002717/695
Book / Page	2717 / 695
Instrument Date	Feb 22, 2023
Instrument	202300004399
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,804.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 CASCADE VALLEY RD, WINDSOR, NY 13865-3737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1486 OLD NORTH CREEK RD, EMPORIUM, PA 15834-5320

Mortgage

Document Number	202300004400
Date	Feb 28, 2023
Instrument	202300004400

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BROOME NY
Recording Date	May 3, 2021
Property Address	522 CASCADE VALLEY RD, WINDSOR, NY 13865-3737
Document Number	0026510082
Book / Page	002651 / 000082
Instrument Date	Apr 22, 2021
Instrument	11498
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$460.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 CASCADE VALLEY RD WINDSOR NY 138653737, WINDSOR, NY 13865-3737

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Feb 2, 2021
Property Address	522 CASCADE VALLEY RD, WINDSOR, NY 13865-3737
Document Number	0026430357
Book / Page	002643 / 000357
Instrument Date	Jan 28, 2021
Instrument	2455
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 CASCADE VALLEY RD WINDSOR NY 138653737, WINDSOR, NY 13865-3737

Tax Assessment & Valuation

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,276.00 (+4.63%) Disabled Person's exemption Veteran's exemption
2025	$7,910.00 (-2.38%) Disabled Person's exemption Veteran's exemption	$163,600 (-) Land $21,300 Building $142,300	$384,900 (+22.34%) Land $50,112 Building $334,788
2024	$8,103.00
2023		$163,600 Land $21,300 Building $142,300	$314,615 Land $40,961 Building $273,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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