522 Carlyle Dr, Waco, TX 76710 Property Records

McLennan County property record for 522 Carlyle Dr, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1964
Lot Size	0.213 acres (9,296 sqft)
Owner	Individual Name on Record
Last Sale	$93,800 (Jan 2011)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-043806-007300-2`

Property Details

APN / Parcel Number

Primary APN	`48-043806-007300-2`
Alternative APNs	`4804380600730020111` `196973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	1,861 sqft
1st Floor Area	1,336 sqft
Flooring	Carpet

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	9,296 sqft (0.213 acres)
Lot Dimensions	124 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	525 sqft
Driveway	Concrete Driveway
Driveway Area	1,540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Patio Area	150 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	522 CARLYLE DR
City	WACO
State	TX
Zip	76710-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WESTMINSTER LOT 4 BLOCK S ACRES .2134
Legal Subdivision	WESTMINSTER
Legal Block	S
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2014
Census Tract	2302

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 CARLYLE DR, WACO, TX 76710-5702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit SWIFT HOME LOANS INC
Oct 19, 2017	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2011 · Amount on Record
Deed Sale	Jan 13, 2011 · Amount on Record
Prior Sale	Nov 17, 2006 · Amount on Record
Deed Document Number	20111552
Prior Transfer Date	Jan 12, 2011
Prior Transfer Doc	0000001552
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	522 CARLYLE DR, WACO, TX 76710-5702
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 CORPORATE CIR, FLOWER MOUND, TX 75028-2266

Mortgage

Document Number	0000004924
Date	Feb 19, 2024
Instrument	2024004924

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	522 CARLYLE DR, WACO, TX 76710-5702
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 CARLYLE DR, WACO, TX 76710-5702

Mortgage

Document Number	0000001863
Date	Jan 20, 2023
Instrument	2023001863

Lender

Name	SWIFT HOME LOANS INC
Address	BIRMINGHAM, MI 48009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	522 CARLYLE DR, WACO, TX 76710-5702
Document Number	0000037212
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	522 CARLYLE DR WACO TX 767105702, WACO, TX 76710-5702

Mortgage

Document Number	0000037212
Date	Nov 8, 2017
Instrument	37212

Lender

Name	MR COOPER
Address	DALLAS, CA 92705

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,000 (-17.78%) Land $32,165 Building $115,835	$148,000 (-17.78%) Land $32,165 Building $115,835
2025	$2,237.00 (-23.39%) Homeowner's exemption	$180,000 (-13.6%) Land $29,280 Building $150,720	$180,000 (-13.6%) Land $29,280 Building $150,720
2024	$2,920.00 (+16.66%)
2023		$208,340 Land $29,280 Building $179,060	$208,340 Land $29,280 Building $179,060
2022	$2,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1989)
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1989 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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