Lake County property record for 522 Cambridge Dr, Madison, SD 57042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 9 ba · 1,008 sqft · built 1988 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,977 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21975-00300-040-10 |
| Primary APN | 21975-00300-040-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 9 Baths |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Basement Area | 1,008 sqft |
| Finished Basement | 605 sqft |
| Unfinished Basement | 604 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 522 CAMBRIDGE DR |
|---|---|
| City | MADISON |
| State | SD |
| Zip | 57042-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 3 WINDSOR ESTATES 1ST ADD #2313M-V |
| Legal Subdivision | WINDSOR ESTATES 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE SD |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960202 |
Source: Lake County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 522 CAMBRIDGE DR, MADISON, SD 57042-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of October 24, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lake County |
| Municipality | Madison City |
| Unified School District | Madison Central School District 39-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,977.00 (-4.4%) | $206,500 (-) Land $42,400 Building $164,100 | $206,500 Land $42,400 Building $164,100 |
| 2025 | $3,114.00 (+5.24%) | $206,500 (-) Land $42,400 Building $164,100 | |
| 2024 | $2,959.00 (+4.3%) | $206,500 (+6.88%) Land $42,400 Building $164,100 | |
| 2023 | $2,837.00 (+22.18%) | $193,200 Land $36,900 Building $156,300 | |
| 2022 | $2,322.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2012–2019) |
| Most Recent Claim | Sep 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON serves 6,191 people · EPA ID SD4600199 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Interlakes Wireless.
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