522 Bonita Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 522 Bonita Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,380 sqft · built 1974
Lot Size0.186 acres (8,102 sqft)
Owner2 Trust Names on Record
Tax Bill$2,847 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN044-051-29

Property Details

APN / Parcel Number

Primary APN044-051-29
Alternative APN
  • 044-051-29-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,380 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,102 sqft (0.186 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address522 BONITA DR
CityAPTOS
StateCA
Zip95003-4803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10-SP
Legal SubdivisionDEER PARK VILLA SITES 01
Legal Lot Number109
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address522 BONITA DR, APTOS, CA 95003-4803
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
PMAC LENDING SERVICES INC
Jun 23, 2020Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Mar 27, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 16, 2020
Transfer Doc0000022074
Record UpdatedSep 20, 2026

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJun 23, 2020
Property Address522 BONITA DR, APTOS, CA 95003-4803
Document Number0000022074
Map ReferenceMB 18 PG 48
Instrument DateJun 16, 2020
Instrument2020-0022074
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address522 BONITA DR, APTOS, CA 95003-4803

Mortgage

Document Number0000022075
DateJun 23, 2020
Instrument2020-0022075
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 23, 2020
Property Address522 BONITA DR, APTOS, CA 95003-4803
Document Number0000022076
Instrument DateJun 16, 2020
Instrument22076
Transaction TypeTransfer
Record UpdatedJul 9, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address522 BONITA DR APTOS CA 950034803, APTOS, CA 95003-4803

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 27, 2017
Property Address522 BONITA DR, APTOS, CA 95003-4803
Document Number0000010238
Instrument DateMar 10, 2017
Instrument10238
Transaction TypeTransfer
Record UpdatedApr 12, 2017

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address522 BONITA DR APTOS CA 950034803, APTOS, CA 95003-4803

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$186,597 (+2%) Land $73,920 Building $112,677
2025$2,847.00 (+14.98%) Homeowner's exemption$182,939 (+4.04%) Land $72,471 Building $110,468
2023$2,476.00 (+1.98%) Homeowner's exemption$175,835 Land $69,657 Building $106,178$854,910
2022$2,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.

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