Cheatham County property record for 522 Bluff View Dr, Pegram, TN 37143
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,141 sqft · built 1995 |
| Lot Size | 0.562 acres (24,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $273,000 (May 2016) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011095F A 03300 |
| Primary APN | 011095F A 03300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,141 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Upper Floors Area | 1,970 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,500 sqft (0.562 acres) |
| Lot Dimensions | 196 ft deep x 125 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 820 sqft |
| Driveway | Driveway |
| Driveway Area | 1,548 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 522 BLUFF VIEW DR |
|---|---|
| City | PEGRAM |
| State | TN |
| Zip | 37143-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERBREEZE EST SEC III 24 |
| Legal Subdivision | RIVERBREEZE EST SEC III |
| Legal Lot Number | 24 |
| Jurisdiction | CHEATHAM TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 70402 |
Source: Cheatham County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 522 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2016 · Amount on Record |
| Deed Sale | May 3, 2016 · Amount on Record |
| Prior Sale | Jul 27, 1995 · Amount on Record |
| Deed Book / Page | 509 / 1529 |
| Last Transfer Date | Dec 8, 2020 |
| Transfer Doc | RB 215246 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEATHAM TN |
| Property Address | 522 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | RB 6212835 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 621/2835 |
| Instrument | 239463 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEATHAM TN |
| Recording Date | Mar 3, 2021 |
| Property Address | 522 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Document Number | RB 5791711 |
| Book / Page | 579 / 1711 |
| Map Reference | MB 6 PG 92 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 215246 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 522 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Document Number | RB 5791715 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 579/1715 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2051 |
Source: Cheatham County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cheatham County |
| Municipality | Pegram Town |
| Unified School District | Cheatham County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $115,575 Land $18,675 Building $96,900 | |
| 2024 | $462,300 Land $74,700 Building $387,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 14 (2010) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SECOND SOUTH CHEATHAM U.D. serves 9,243 people · EPA ID TN0000645 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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