522 Bloomfield Ave, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 522 Bloomfield Ave, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,464 sqft · built 1926
Lot Size	0.132 acres (5,741 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,144 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-04800-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`16-04800-0000-00049`
Alternative APN	`1600228000000005`

Interior

Building Area	1,464 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	5,741 sqft (0.132 acres)
Lot Dimensions	140 ft deep x 41 ft wide

Location & Zoning

Old Parcel Number	1600228000000005
Street Address	522 BLOOMFIELD AVE
City	NUTLEY
State	NJ
Zip	07110-2269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	41X140
Legal Block	4800
Legal Lot Number	49
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	1
Census Block	1001
Census Tract	13800

Owner

522 Bloomfield Ave is owned and occupied by two individuals.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 BLOOMFIELD AVE, NUTLEY, NJ 07110-2269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 18, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 23, 2020	Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L
Jan 24, 2017	Grant Deed, Transfer · FHA Mortgage CUSTOMIZED MTG SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	522 BLOOMFIELD AVE, NUTLEY, NJ 07110-2269
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 BLOOMFIELD AVE, NUTLEY, NJ 07110-2269

Mortgage

Document Number	0000013252
Date	Mar 3, 2026
Instrument	2026013252

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	522 BLOOMFIELD AVE, NUTLEY, NJ 07110-2269
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039020
Date	Apr 18, 2022
Instrument	2022039020

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	522 BLOOMFIELD AVE, NUTLEY, NJ 07110-2269
Document Number	0000111611
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NTC - KEY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	522 BLOOMFIELD AVE NUTLEY NJ 071102269, NUTLEY, NJ 07110-2269

Mortgage

Document Number	0000111611
Date	Nov 10, 2020
Instrument	111611

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 24, 2017
Property Address	522 BLOOMFIELD AVE, NUTLEY, NJ 07110-2269
Document Number	0000007245
Instrument Date	Jan 20, 2017
Instrument	7245
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	522 BLOOMFIELD AVE NUTLEY NJ 071102269, NUTLEY, NJ 07110-2269

Mortgage

Document Number	7247
Date	Jan 24, 2017
Instrument	7247

Lender

Name	CUSTOMIZED MTG SOLUTIONS
Type	Mortgage Company
Address	WHIPPANY, NJ 07981

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 522 Bloomfield Ave was $11,144, up 2.5% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,900 (-) Land $210,300 Building $202,600	$412,900 (-) Land $210,300 Building $202,600
2025	$11,144.00 (+2.55%)	$412,900 Land $210,300 Building $202,600	$412,900 Land $210,300 Building $202,600
2024	$10,867.00
2023		$412,900 Land $210,300 Building $202,600	$412,900 Land $210,300 Building $202,600
2022	$10,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Bloomfield Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 Bloomfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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