Bergen County and Oradell Borough property record for 522 Birchtree Ln, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,804 sqft · built 1950 |
| Lot Size | 0.241 acres (10,489 sqft) |
| Owner | Individual Name on File |
| Last Sale | $323,000 (May 1997) |
| Tax Bill | $17,203 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00602-0000-00015 |
| Primary APN | 44-00602-0000-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 1,804 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 10,489 sqft (0.241 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | 244000 |
|---|---|
| Street Address | 522 BIRCHTREE LN |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .2408 |
| Legal Block | 602 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40001 |
Source: Bergen County and Oradell Borough records · APN 44-00602-0000-00015
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 BIRCHTREE LN, ORADELL, NJ 07649-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2017 | Deed of Trust, Mortgage · Line of Credit PROPONENT FCU |
| Aug 23, 2019 | Deed of Trust, Mortgage · Balloon Mortgage PROPONENT FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 1997 · Amount on Record |
| Deed Sale | May 19, 1997 · Amount on Record |
| Deed Book / Page | 7972 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 522 BIRCHTREE LN, ORADELL, NJ 07649-1305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026791124 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 02679/1124 |
| Instrument | 17-056813 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 522 BIRCHTREE LN, ORADELL, NJ 07649-1305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033300044 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 3330/44 |
| Instrument | 19-055382 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Bergen County and Oradell Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $791,500 (+5.59%) Land $506,400 Building $285,100 | $791,500 (+5.59%) Land $506,400 Building $285,100 | |
| 2025 | $17,203.00 (+9.9%) | $749,600 (+31.32%) Land $472,900 Building $276,700 | $749,600 (+31.32%) Land $472,900 Building $276,700 |
| 2024 | $15,654.00 (+7.36%) | ||
| 2023 | $570,800 Land $327,800 Building $243,000 | $570,800 Land $327,800 Building $243,000 | |
| 2022 | $14,581.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 401 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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