522 Bertha Ln, Huger, SC 29450 Property Records

Berkeley County property record for 522 Bertha Ln, Huger, SC 29450

Property Summary

Property Type	Single Family Home
Details	2,176 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Sep 2025)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`229-00-00-042`

Property Details

APN / Parcel Number

Primary APN	`229-00-00-042`
Alternative APN	`229-00-00-021`

Interior

Stories	2 Stories
Building Area	2,176 sqft Finished Area
Gross Area	2,576 sqft
1st Floor Area	1,032 sqft
2nd Floor Area	1,144 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Porch	Patio

Location & Zoning

Street Address	522 BERTHA LN
City	HUGER
State	SC
Zip	29450-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	TRACT A-1A
Legal Subdivision	USFS INFLUENCE
Legal Tract	A-1A
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1007
Census Tract	20405

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 BERTHA LN, HUGER, SC 29450-9664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Sep 14, 2023	Deed, Transfer
Oct 14, 2021	Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Sep 12, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	202532113
Deed Book / Page	5332 / 131
Prior Transfer Date	Sep 11, 2023
Prior Transfer Doc	04659/0525
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 24, 2025
Property Address	522 BERTHA LN, HUGER, SC 29450-9664
Document Number	05332/0131
Book / Page	5332 / 131
Map Reference	CAB R PG 178P
Instrument Date	Sep 18, 2025
Instrument	2025032113
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,261.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 BERTHA LN, HUGER, SC 29450-9664

Mortgage

Document Number	2025032114
Date	Sep 24, 2025
Instrument	2025032114

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 14, 2023
Property Address	522 BERTHA LN, HUGER, SC 29450-9664
Document Number	04662/0376
Book / Page	4662 / 376
Map Reference	CAB R PG 178P
Instrument Date	Sep 6, 2023
Instrument	2023028302
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount Recorded
Tax	$559.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3004 ASHLAUTON WAY, MOUNT PLEASANT, SC 29466

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 14, 2021
Property Address	522 BERTHA LN, HUGER, SC 29450-9664
Document Number	4008/0096
Book / Page	4008 / 96
Map Reference	CAB R PG 178P
Instrument Date	Oct 11, 2021
Instrument	2021048649
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,461.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 BERTHA LN, HUGER, SC 29450-9664

Mortgage

Document Number	2021048650
Date	Oct 14, 2021
Instrument	2021048650

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKELEY SC
Recording Date	Sep 12, 2023
Property Address	522 BERTHA LN, HUGER, SC 29450-9664
Document Number	04659/0525
Book / Page	4659 / 525
Map Reference	CAB R PG 178P
Instrument Date	Sep 1, 2020
Instrument	2023027945
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 BERTHA LN, HUGER, SC 29450-9664

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,500 (+2,866.59%) Land $75,000 Building $388,500	$463,500 (+18.66%) Land $75,000 Building $388,500
2025	$1,659.00 (-71.1%) Homeowner's exemption	$15,624 (-) Land $6,000 Building $9,624	$390,600 (-) Land $150,000 Building $240,600
2024	$5,740.00 (+218.53%) Homeowner's exemption	$15,624 (-) Land $6,000 Building $9,624	$390,600 (-) Land $150,000 Building $240,600
2022	$1,802.00 Homeowner's exemption	$15,624 Land $6,000 Building $9,624	$390,600 Land $150,000 Building $240,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	24 (1983–2017)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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