522 Bayview Dr, El Lago (Seabrook), TX 77586 Property Records

Harris County property record for 522 Bayview Dr, El Lago, TX 77586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,333 sqft · built 1966
Lot Size	0.2 acres (8,700 sqft)
Owner	Individual Name on File
Last Sale	$128,400 (Apr 2006)
Tax Bill	$4,943 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`097-115-000-0006`

Property Details

APN / Parcel Number

Primary APN	`097-115-000-0006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,333 sqft Living Area
1st Floor Area	2,333 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,700 sqft (0.2 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Frame Porch
Porch Area	300 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0971150000006
Street Address	522 BAYVIEW DR
City	EL LAGO
State	TX
Zip	77586-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 6 EL LAGO ESTATES SEC 6
Legal Subdivision	EL LAGO ESTATES SEC 6
Legal Block	6
Legal Lot Number	6
Jurisdiction	HARRIS TX
Township / Civil Division	SOUTHEAST HARRIS
Census Block Group	1
Census Block	1004
Census Tract	341501

Owner

522 Bayview Dr is owned and occupied by an individual who bought it in April 2006.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	522 BAYVIEW DR, EL LAGO, TX 77586-5802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit WELLBY
Jan 26, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2006 · Amount on File
Deed Sale	Apr 13, 2006 · Amount on File
Deed Document Number	2006228708
Deed Book / Page	2048 / 1242
Prior Transfer Date	Apr 12, 2006
Prior Transfer Doc	0000228708
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	522 BAYVIEW DR, EL LAGO, TX 77586-5802
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000246465
Date	Jul 3, 2023
Instrument	2023-246465

Lender

Name	WELLBY
Type	Non-Lending Institution
Address	HOUSTON, TX 77058

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 26, 2043

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	522 BAYVIEW DR, EL LAGO, TX 77586-5802
Document Number	0000048248
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 BAYVIEW DR EL LAGO TX 775865802, EL LAGO, TX 77586-5802

Mortgage

Document Number	0000048248
Date	Feb 2, 2017
Instrument	48248

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 522 Bayview Dr was $4,943 with a homeowner's exemption, up 32.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	El Lago City
Unified School District	Clear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,015 (+3.3%) Land $77,760 Building $201,255	$279,015 (+3.3%) Land $77,760 Building $201,255
2025	$4,943.00 (+32.8%) Homeowner's exemption	$270,100 Land $77,760 Building $192,340	$270,100 Land $77,760 Building $192,340
2024	$3,722.00
2023		$282,000 Land $77,760 Building $204,240	$282,000 Land $77,760 Building $204,240
2022	$3,519.00
2020	$3,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Bayview Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 141 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	253 units insured incl. 112 condo units
Nearby Flood Claims	179 (1979–2017)
Claims Outside the SFHA	93 of 179
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 17 claims Hurricane Ike, Sep 2008 · 64 claims Hurricane Georges, Sep 1998 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 Bayview Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY WCID 50 EL LAGO serves 3,924 people · EPA ID TX1010241
Water Source	Purchased surface water from CITY OF SEABROOK
Last State Inspection	Mar 2023
Lead	15 ppb (2026) action level 15 ppb
Copper	1.7 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Di(2-ethylhexyl) phthalate resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Rural Telecommunications of America Fixed Wireless	300 / 150

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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