Polk County property record for 522 Ave M SE, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1957 |
| Lot Size | 0.231 acres (10,075 sqft) |
| Owner | Company Name on File |
| Last Sale | $42,500 (Nov 2016) |
| Tax Bill | $3,089 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-33-651900-000060 |
| Primary APN | 26-28-33-651900-000060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,075 sqft (0.231 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 224 sqft |
| Carport | Carport |
| Carport Area | 224 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|
| Street Address | 522 AVENUE M SE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDEN VILLA PB 37 PG 21 LOT 6 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 33 |
| Legal Subdivision | GARDEN VILLA |
| Legal Tract | 651900 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 13901 |
522 Ave M SE is owned by a company that bought it in November 2016.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 505 AVENUE M SE, WINTER HAVEN, FL 33880-4442 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2016 · Amount on File |
| Deed Sale | Nov 30, 2016 · Amount on File |
| Deed Document Number | 2016215387 |
| Deed Book / Page | 9997 / 900 |
| Prior Transfer Date | Nov 23, 2016 |
| Prior Transfer Doc | 0000215386 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 522 Ave M SE was $3,089, up 5.5% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,806 (+7.55%) Land $33,000 Building $136,806 | $169,806 (-2.49%) Land $33,000 Building $136,806 | |
| 2025 | $3,089.00 (+5.53%) | $157,879 | $174,143 Land $33,000 Building $141,143 |
| 2024 | $2,927.00 (+6.01%) | ||
| 2023 | $2,761.00 (+9.65%) | $176,459 (+12.22%) Land $32,000 Building $144,459 | $176,459 (+12.22%) Land $32,000 Building $144,459 |
| 2022 | $2,518.00 | $157,238 Land $27,000 Building $130,238 | $157,238 Land $27,000 Building $130,238 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 Ave M SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Ave M SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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