522 Ave J, Snohomish, WA 98290 Property Records

Snohomish County property record for 522 Ave J, Snohomish, WA 98290

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,972 sqft · built 1948
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Aug 2020)
Tax Bill$6,720 (2026)
Deeds & MortgagesSep 2022 Second Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0513-001-057-00

Property Details

APN / Parcel Number

Primary APN0513-001-057-00
Alternative APNs
  • 280513-001-057-00
  • 13280510570008
  • 132805105700
  • 342243

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms2 Rooms
Units2 Units
Stories1 Story
Building Area1,972 sqft Living Area
Gross Area2,344 sqft
1st Floor Area1,172 sqft
Basement Area800 sqft
Finished Basement800 sqft
Bonus RoomBonus Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area372 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area24 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number342243
Street Address522 AVENUE J
CitySNOHOMISH
StateWA
Zip98290-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionSECTION 13 TOWNSHIP 28 RANGE 05 QUARTER NE LOT 1 OF CITY OF SNO SP-SVC 90-4-SSD REC UND AF NO 9010050039 & REV REC AF NO9012180259 & BEING A PTN OF NW1/4 NE1/4
Legal Range05
Legal Township28
Legal Section13
Legal SubdivisionCITY OF SNOHOMISH
Legal Block131
Legal Lot Number1
JurisdictionSNOHOMISH WA
Township / Civil DivisionSNOHOMISH
Census Block Group3
Census Block3005
Census Tract52401

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address522 AVENUE J, SNOHOMISH, WA 98290-2323
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Aug 14, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Deed Document Number2020140869
Prior Transfer DateNov 15, 2013
Prior Transfer Doc0000000456
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address522 AVENUE J, SNOHOMISH, WA 98290-2323
Transaction TypeMortgage
Record UpdatedSep 28, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000054
DateSep 16, 2022
Instrument202209160054
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueSep 16, 2037

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSNOHOMISH WA
Recording DateAug 14, 2020
Property Address522 AVENUE J, SNOHOMISH, WA 98290-2323
Document Number0000000869
Map ReferenceDOC1990100539
Instrument DateAug 11, 2020
Instrument202008140869
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,685.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 AVENUE J, SNOHOMISH, WA 98290-2323

Mortgage

Document Number0000000870
DateAug 14, 2020
Instrument202008140870
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateWashington
CountySnohomish County
MunicipalitySnohomish City
Unified School DistrictSnohomish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,720.00 (+13.17%)$686,300 (+1.4%) Land $470,500 Building $215,800$686,300 (+1.4%) Land $470,500 Building $215,800
2023$5,938.00$676,800 Land $436,500 Building $240,300$676,800 Land $436,500 Building $240,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SNOHOMISH
serves 16,367 people · EPA ID WA5380915
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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