522 Argos Cir, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 522 Argos Cir, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 836 sqft · built 1972
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Dec 2011)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`017-372-37`

Property Details

APN / Parcel Number

Primary APN	`017-372-37`
Alternative APN	`017-372-37-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	836 sqft Living Area
Gross Area	1,094 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Other
Lot Area	3,746 sqft (0.086 acres)
Garage Type	Attached
Garage Area	258 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 ARGOS CIR
City	WATSONVILLE
State	CA
Zip	95076-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 529
Legal Subdivision	BAY VILLAGE 03
Legal Tract	529
Legal Lot Number	231
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2007
Census Tract	110102

Owner

522 Argos Cir is owned and occupied by two individuals who acquired it in June 2015.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 ARGOS CIR, WATSONVILLE, CA 95076-4444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2011 · Amount on File
Deed Sale	Dec 14, 2011 · Amount on File
Prior Sale	Apr 1, 2011 · Amount on File
Deed Document Number	201152314
Last Transfer Date	Jun 17, 2015
Transfer Doc	0000026062
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	522 ARGOS CIR, WATSONVILLE, CA 95076-4444
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 ARGOS CIR, WATSONVILLE, CA 95076-4444

Mortgage

Document Number	0000007253
Date	Mar 4, 2022
Instrument	2022-0007253

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	522 ARGOS CIR, WATSONVILLE, CA 95076-4444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020304
Date	Jul 19, 2019
Instrument	2019-0020304

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 522 Argos Cir was $2,907 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,988 (+2%) Land $122,993 Building $81,995
2025	$2,907.00 Homeowner's exemption	$200,970 Land $120,582 Building $80,388
2023	$2,539.00 (+2.09%) Homeowner's exemption	$193,165 Land $115,899 Building $77,266	$288,450
2022	$2,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Argos Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 Argos Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, T-Mobile.

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