Duval County property record for 522 Aquatic Dr, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,420 sqft · built 1986 |
| Lot Size | 0.145 acres (6,304 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Apr 2022) |
| Tax Bill | $5,560 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171818-5174 |
| Primary APN | 171818-5174 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 1,448 sqft |
| 1st Floor Area | 968 sqft |
| Upper Floors Area | 340 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,304 sqft (0.145 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 522 AQUATIC DR |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-3838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG-M |
| Legal Description | 38-71 17-2S-29E AQUATIC GARDENS LOT 10-A |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | AQUATIC GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 10-A |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 13902 |
522 Aquatic Dr is owned and occupied by two individuals who acquired it in August 2024.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Feb 17, 2020 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 14, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 24, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on File |
| Deed Sale | Apr 26, 2022 · Amount on File |
| Prior Sale | Feb 17, 2020 · Amount on File |
| Deed Document Number | 2022105238 |
| Deed Book / Page | 20240 / 1618 |
| Last Transfer Date | Aug 6, 2024 |
| Transfer Doc | 0211672078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 26, 2022 |
| Property Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Document Number | 0202401618 |
| Book / Page | 20240 / 1618 |
| Map Reference | MB 38 PG 71 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022105238 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | ATLANTIC EAST TITLE, ATLANTIC COAST T&E |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 432 STONE RIDGE DR, 432, PONTE VEDRA, FL 32081-6191 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Document Number | 0202401620 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 20240/1620 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 17, 2020 |
| Property Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Document Number | 0191060741 |
| Book / Page | 19106 / 0741 |
| Map Reference | MB 38 PG 71&71A |
| Instrument Date | Feb 5, 2020 |
| Instrument | 2020036887 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8192 SEVEN MILE DR, 8192, PONTE VEDRA BEACH, FL 32082-3109 |
| Name | Verified Name |
|---|---|
| Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Document Number | 0191060743 |
|---|---|
| Date | Feb 17, 2020 |
| Instrument | 19106/0743 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 14, 2019 |
| Property Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Document Number | 0190030268 |
| Book / Page | 019003 / 000268 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 262650 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8192 SEVEN MILE DR PONTE VEDRA BEACH FL 320823109, PONTE VEDRA BEACH, FL 32082-3109 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 24, 2019 |
| Property Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Document Number | 0188381184 |
| Book / Page | 018838 / 001184 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 146751 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $924.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8192 SEVEN MILE DR PONTE VEDRA BEACH FL 320823109, PONTE VEDRA BEACH, FL 32082-3109 |
The 2025 property tax bill for 522 Aquatic Dr was $5,560 with a homeowner's exemption, up 1.9% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,490 (+2.47%) | $375,259 (-8.04%) Land $200,000 Building $175,259 | |
| 2025 | $5,560.00 (+1.91%) | $364,491 | $408,079 Land $200,000 Building $208,079 |
| 2024 | $5,456.00 (-3.79%) | ||
| 2023 | $5,671.00 (+19.34%) Homeowner's exemption | $364,773 (+7.46%) Land $160,000 Building $204,773 | $364,773 (+7.46%) Land $160,000 Building $204,773 |
| 2022 | $4,752.00 | $339,445 Land $110,000 Building $229,445 | $339,445 Land $110,000 Building $229,445 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 Aquatic Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 28 (1993–2024) |
| Claims Outside the SFHA | 13 of 28 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 522 Aquatic Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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