Duval County property record for 522 Aquatic Dr, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,420 sqft · built 1986 |
| Lot Size | 0.145 acres (6,304 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Apr 2022) |
| Tax Bill | $5,560 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171818-5174 |
| Primary APN | 171818-5174 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 1,448 sqft |
| 1st Floor Area | 968 sqft |
| Upper Floors Area | 340 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,304 sqft (0.145 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 522 AQUATIC DR |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-3838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG-M |
| Legal Description | 38-71 17-2S-29E AQUATIC GARDENS LOT 10-A |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | AQUATIC GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 10-A |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 13902 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Feb 17, 2020 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 14, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 24, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on Record |
| Deed Sale | Apr 26, 2022 · Amount on Record |
| Prior Sale | Feb 17, 2020 · Amount on Record |
| Deed Document Number | 2022105238 |
| Deed Book / Page | 20240 / 1618 |
| Last Transfer Date | Aug 6, 2024 |
| Transfer Doc | 0211672078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 26, 2022 |
| Property Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Document Number | 0202401618 |
| Book / Page | 20240 / 1618 |
| Map Reference | MB 38 PG 71 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022105238 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | ATLANTIC EAST TITLE, ATLANTIC COAST T&E |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 432 STONE RIDGE DR, 432, PONTE VEDRA, FL 32081-6191 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Document Number | 0202401620 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 20240/1620 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 17, 2020 |
| Property Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Document Number | 0191060741 |
| Book / Page | 19106 / 0741 |
| Map Reference | MB 38 PG 71&71A |
| Instrument Date | Feb 5, 2020 |
| Instrument | 2020036887 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8192 SEVEN MILE DR, 8192, PONTE VEDRA BEACH, FL 32082-3109 |
| Name | Verified Name |
|---|---|
| Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Document Number | 0191060743 |
|---|---|
| Date | Feb 17, 2020 |
| Instrument | 19106/0743 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 14, 2019 |
| Property Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Document Number | 0190030268 |
| Book / Page | 019003 / 000268 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 262650 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8192 SEVEN MILE DR PONTE VEDRA BEACH FL 320823109, PONTE VEDRA BEACH, FL 32082-3109 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 24, 2019 |
| Property Address | 522 AQUATIC DR, ATLANTIC BEACH, FL 32233-3838 |
| Document Number | 0188381184 |
| Book / Page | 018838 / 001184 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 146751 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $924.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8192 SEVEN MILE DR PONTE VEDRA BEACH FL 320823109, PONTE VEDRA BEACH, FL 32082-3109 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,490 (+2.47%) | $375,259 (-8.04%) Land $200,000 Building $175,259 | |
| 2025 | $5,560.00 (+1.91%) | $364,491 (-0.08%) | $408,079 (+11.87%) Land $200,000 Building $208,079 |
| 2024 | $5,456.00 (-3.79%) | ||
| 2023 | $5,671.00 (+19.34%) Homeowner's exemption | $364,773 (+7.46%) Land $160,000 Building $204,773 | $364,773 (+7.46%) Land $160,000 Building $204,773 |
| 2022 | $4,752.00 | $339,445 Land $110,000 Building $229,445 | $339,445 Land $110,000 Building $229,445 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 28 (1993–2024) |
| Claims Outside the SFHA | 13 of 28 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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