522 Andover Rd, Durham, NC 27712 Property Records

Durham County property record for 522 Andover Rd, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,793 sqft · built 1974
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Jan 2002)
Tax Bill	$2,360 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0825-49-2212`

Property Details

APN / Parcel Number

Primary APN	`0825-49-2212`
Alternative APNs	`0825-49-22-1296` `082501492225` `187728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,793 sqft Heated Area
1st Floor Area	1,793 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	297 ft deep x 100 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	522 ANDOVER RD
City	DURHAM
State	NC
Zip	27712-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	MILTON FOREST/SEC:05/BLK: H/LT#17 PL:000051-000053
Legal Subdivision	MILTON FRST SEC 5
Legal Block	H
Legal Lot Number	17
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	3
Census Block	3000
Census Tract	1603

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 ANDOVER RD, DURHAM, NC 27712-3406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NTFN INC
Aug 13, 2018	Warranty Deed, Transfer · Conventional Mortgage RICHARD L & JULIE H SOLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2002 · Amount on Record
Deed Sale	Jan 7, 2002 · Amount on Record
Prior Sale	Oct 1, 1997 · Amount on Record
Deed Book / Page	3318 / 494
Last Transfer Date	Dec 7, 2016
Transfer Doc	0080890027
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	522 ANDOVER RD, DURHAM, NC 27712-3406
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 ANDOVER RD, DURHAM, NC 27712-3406

Mortgage

Document Number	0098240319
Date	Nov 23, 2022
Book Page	9824/319
Instrument	2022044693

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	DURHAM, NC 27704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 7, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	522 ANDOVER RD, DURHAM, NC 27712-3406
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091500675
Date	Nov 30, 2020
Book Page	9150/675
Instrument	2020052485

Lender

Name	NTFN INC
Type	Mortgage Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2045

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 13, 2018
Property Address	522 ANDOVER RD, DURHAM, NC 27712-3406
Document Number	0084870105
Book / Page	008487 / 000105
Instrument Date	Aug 2, 2018
Instrument	28315
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5023 SCHLEY RD HILLSBOROUGH NC 272788880, HILLSBOROUGH, NC 27278-8880

Mortgage

Document Number	84870107
Date	Aug 13, 2018
Book Page	008487/000107
Instrument	28316

Lender

Name	RICHARD L & JULIE H SOLES
Address	1423 BROAD ST, DURHAM, NC 27705-3534
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,360.00 (+25%)	$322,435 (+70.96%) Land $80,750 Building $241,685	$322,435 (+70.96%) Land $80,750 Building $241,685
2023	$1,888.00 (+4.31%)	$188,598 Land $29,785 Building $158,813	$188,598 Land $29,785 Building $158,813
2022	$1,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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