1. Home
  2. Michigan
  3. Oakland County
  4. Ferndale
  5. Allen St

522 Allen St, Ferndale, MI 48220 Property Records

Oakland County property record for 522 Allen St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,492 sqft · built 1940
Lot Size0.107 acres (4,661 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Aug 2022)
Tax Bill$6,689 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN24-25-34-326-033

Property Details

APN / Parcel Number

Primary APN24-25-34-326-033

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms3 Rooms
Stories2 Stories
Building Area1,492 sqft Living Area
1st Floor Area792 sqft
Basement Area700 sqft
Unfinished Basement700 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,661 sqft (0.107 acres)
Lot Dimensions104 ft deep x 45 ft wide
Garage Area371 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area173 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address522 ALLEN ST
CityFERNDALE
StateMI
Zip48220-2445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOT 503
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionGARDENDALE
Legal Lot Number503
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2010
Census Tract173400

Owner

522 Allen St is owned and occupied by an individual who bought it in August 2022.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address522 ALLEN ST, FERNDALE, MI 48220-2445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 25, 2022Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2022 · Amount on File
Deed SaleAug 25, 2022 · Amount on File
Prior SaleJun 10, 2002
Deed Document Number2022435138
Deed Book / Page58063 / 643
Prior Transfer DateMay 17, 2002
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address522 ALLEN ST, FERNDALE, MI 48220-2445
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3201 BRIGHTON BLVD, DENVER, CO 80216-3667

Mortgage

Document Number0000433388
DateAug 19, 2022
Book Page58054/729
Instrument433388
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 25, 2022
Property Address522 ALLEN ST, FERNDALE, MI 48220-2445
Document Number0000435138
Book / Page58063 / 643
Map ReferenceLB 35 PG 43&43A
Instrument DateAug 8, 2022
Instrument435138
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$2,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13368 WALES AVE, 13368, HUNTINGTON WOODS, MI 48070-1725

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 ALLEN ST, FERNDALE, MI 48220-2445

Tax Assessment & Valuation

The 2025 property tax bill for 522 Allen St was $6,689 with a homeowner's exemption, down 5.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,689.00 (-5.07%) Homeowner's exemption$137,340$274,680
2024$7,046.00
2023$129,630$259,260
2021$2,638.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 522 Allen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Allen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Allen St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures