522 Adrian St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 522 Adrian St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 440 sqft · built 1928
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Dec 2020)
Tax Bill	$92 (2025)
Deeds & Mortgages	Aug 2022 Transfer Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8912-30-330-021`

Property Details

APN / Parcel Number

Primary APN	`8912-30-330-021`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	440 sqft Living Area
1st Floor Area	440 sqft
Basement Area	440 sqft
Unfinished Basement	440 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	70 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	522 ADRIAN ST
City	WATERLOO
State	IA
Zip	50703-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOWERS ADDITION LOT 10 BLK 3
Legal Range	12W
Legal Township	89N
Legal Section	30
Legal Subdivision	BLOWERS ADDITION
Legal Block	3
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2025
Census Tract	800

Owner

522 Adrian St is owned and occupied by two individuals who bought it in December 2020.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 ADRIAN ST, WATERLOO, IA 50703-5212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Intrafamily Transfer, Transfer
Dec 16, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 8, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Deed Document Number	20202100012851
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	2100012851
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 3, 2022
Property Address	522 ADRIAN ST, WATERLOO, IA 50703-5212
Document Number	202300001962
Instrument Date	Aug 1, 2022
Instrument	202300001962
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 ADRIAN ST, WATERLOO, IA 50703-5212

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 16, 2020
Property Address	522 ADRIAN ST, WATERLOO, IA 50703-5212
Document Number	202100012851
Instrument Date	Dec 10, 2020
Instrument	202100012851
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$15.20
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 ADRIAN ST, WATERLOO, IA 50703-5212

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 8, 2020
Property Address	522 ADRIAN ST, WATERLOO, IA 50703-5212
Document Number	202100005118
Instrument Date	Sep 8, 2020
Instrument	202100005118
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 JONES RD, EVANSDALE, IA 50707-1712

Tax Assessment & Valuation

The 2025 property tax bill for 522 Adrian St was $92 with a homeowner's exemption, up 39.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$92.00 (+39.39%) Homeowner's exemption	$24,370 Land $6,210 Building $18,160	$24,370 Land $6,210 Building $18,160
2024	$66.00
2023		$21,660 (+11.19%) Land $6,210 Building $15,450	$21,660 Land $6,210 Building $15,450
2022	$232.00 Homeowner's exemption	$19,480 Land $6,210 Building $13,270
2021			$19,480 Land $6,210 Building $13,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Adrian St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1978–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 Adrian St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink, Waterloo Fiber.

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