522 9th St, Sibley, IA 51249 Property Records

Osceola County property record for 522 9th St, Sibley, IA 51249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 1945
Lot Size	0.178 acres (7,750 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (May 2020)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`330012209000`

Property Details

APN / Parcel Number

Primary APN	`330012209000`
Alternative APN	`000000012209000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,371 sqft
Attic	Attic
Attic Area	343 sqft
Basement Area	1,371 sqft
Unfinished Basement	1,371 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,750 sqft (0.178 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	130 sqft
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	522 9TH ST
City	SIBLEY
State	IA
Zip	51249-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 22 ORIGINAL
Legal Block	22
Legal Lot Number	9
Jurisdiction	OSCEOLA IA
Township / Civil Division	WEST HOLMAN
Census Block Group	3
Census Block	3056
Census Tract	460100

Owner

522 9th St is owned and occupied by an individual who bought it in May 2020.

Source: Osceola County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	522 9TH ST, SIBLEY, IA 51249-1831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDWEST FAMILTY LENDING CORP
Oct 31, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOAN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2020 · Amount on File
Deed Sale	May 20, 2020 · Amount on File
Prior Sale	Oct 31, 2018 · Amount on File
Deed Document Number	2020592
Deed Book / Page	2020 / 592
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA IA
Recording Date	May 20, 2020
Property Address	522 9TH ST, SIBLEY, IA 51249-1831
Document Number	002020/592
Book / Page	2020 / 592
Instrument Date	May 12, 2020
Instrument	20200592
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 9TH ST, SIBLEY, IA 51249-1831

Mortgage

Document Number	002020/593
Date	May 20, 2020
Book Page	2020/593
Instrument	20200593

Lender

Name	MIDWEST FAMILTY LENDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA IA
Recording Date	Oct 31, 2018
Property Address	522 9TH ST, SIBLEY, IA 51249-1831
Document Number	2018/1205
Book / Page	2018 / 1205
Instrument Date	Aug 21, 2018
Instrument	20181205
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 9TH ST, SIBLEY, IA 51249-1831

Mortgage

Document Number	0000002018/0000001206
Date	Oct 31, 2018
Book Page	0000002018/0000001206
Instrument	20181206

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 522 9th St was $1,632 with a homeowner's exemption.

Source: Osceola County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Osceola County
Municipality	Sibley City
Unified School District	Sibley-Ocheyedan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00 Homeowner's exemption	$104,550 Land $9,600 Building $94,950	$104,550 Land $9,600 Building $94,950
2024	$1,632.00
2023		$100,470 Land $9,600 Building $90,870	$100,470 Land $9,600 Building $90,870
2022	$1,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIBLEY PUBLIC WATER SUPPLY serves 2,860 people · EPA ID IA7245047
Water Source	Purchased groundwater from LEWIS AND CLARK REGIONAL WATER SYSTEM
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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