522 8th St, Ames, IA 50010 Property Records

Story County property record for 522 8th St, Ames, IA 50010

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,008 sqft · built 1966
Lot Size	0.114 acres (4,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jul 2024)
Tax Bill	$3,188 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-304-010`

Property Details

APN / Parcel Number

Primary APN	`09-02-304-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,008 sqft Total Area
Basement Area	1,008 sqft
Finished Basement	876 sqft
Unfinished Basement	335 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,946 sqft (0.114 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	522 8TH ST
City	AMES
State	IA
Zip	50010-6113
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Description	ADAMS SD W.75' N1/2 LOT 1 & N1/2 LOT 3
Legal Range	24W
Legal Township	83N
Legal Section	02
Legal Subdivision	ADAM'S SD
Legal Lot Number	1,3
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4007
Census Tract	900

Owner

Source: Story County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1503 BUCHANAN DR, AMES, IA 50010-4323
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2017	Deed of Trust, Mortgage SOUTH STORY BANK & TRUST
Jul 19, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG CORP
May 17, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	Aug 3, 2022 · Amount on Record
Deed Document Number	20245077
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	522 8TH ST, AMES, IA 50010-6113
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201710547
Date	Oct 16, 2017
Instrument	2017-10547

Lender

Name	SOUTH STORY BANK & TRUST
Type	Bank
Address	HUXLEY, IA 50124

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2037

Interest

Rate Type	Adjustable Rate

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 19, 2024
Property Address	522 8TH ST, AMES, IA 50010-6113
Document Number	0202405077
Instrument Date	Jul 17, 2024
Instrument	2024-05077
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, ATS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1503 BUCHANAN DR, AMES, IA 50010-4323

Mortgage

Document Number	0202405078
Date	Jul 19, 2024
Instrument	2024-05078

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 3, 2022
Property Address	522 8TH ST, AMES, IA 50010-6113
Document Number	0202207768
Instrument Date	Jul 14, 2022
Instrument	2022-07768
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 8TH ST, AMES, IA 50010-6113

Mortgage

Document Number	0202207769
Date	Aug 3, 2022
Instrument	2022-07769

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 17, 2019
Property Address	522 8TH ST, AMES, IA 50010-6113
Document Number	0201903831
Instrument Date	May 2, 2019
Instrument	2019-03831
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 190, OGDEN, IA 50212-0190

Mortgage

Document Number	0201903832
Date	May 17, 2019
Instrument	2019-03832

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,188.00	$217,300 (-1.14%) Land $24,700 Building $192,600	$217,300 (-1.14%) Land $24,700 Building $192,600
2024	$3,188.00 (+28.03%)
2023		$219,800 Land $39,200 Building $180,600	$219,800 Land $39,200 Building $180,600
2022	$2,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1990–2010)
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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