522 8th Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 522 8th Ave N, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.75 Baths
Year Built	Built 1985
Square Footage	1,040 sqft Living Area
Lot Size	11,600 sqft (0.266 acres)
Garage	Attached, 506 sqft
Occupancy	Owner Occupied
Tax Bill	$2,270.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29533-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Building Area	1,040 sqft Living Area
Gross Area	1,248 sqft Gross Area
1st Floor	1,040 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Architectural Style	Ranch Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,600 sqft (0.266 acres)
Depth X Width	145 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	506 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating

Location & Zoning

Street Address	522 8TH AVE N
City	COLD SPRING
State	MN
Zip	56320-1219
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 010 BLK 001 MEADOW VIEW ADD SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	15
Legal Subdivision	MEADOW VIEW ADD
Legal Block	1
Legal Lot Number	10
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	2
Census Block	2010
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29533-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	522 8TH AVE N, COLD SPRING, MN 56320-1219
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	May 27, 2026
Property Address	522 8TH AVE N, COLD SPRING, MN 56320-1219
Document Number	0001713808
Instrument Date	May 19, 2026
Instrument	20261713808
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	220 TITLE, 20/20 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	522 8TH AVE N, COLD SPRING, MN 56320-1219

Mortgage

Document Number	0001713808,
Date	May 27, 2026
Instrument	20261713808

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,270.00 (+23.37%)	$219,300 (+5.53%) Land $45,300 Building $174,000	$219,300 (+5.53%) Land $45,300 Building $174,000
2025		$207,800 (+7.33%) Land $42,400 Building $165,400	$207,800 (+7.33%) Land $42,400 Building $165,400
2023	$1,840.00	$193,600 Land $42,400 Building $151,200	$193,600 Land $42,400 Building $151,200