Eaton County property record for 522 4th St, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 938 sqft · built 1953 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Feb 2020 Transfer Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20004450069001 |
| Primary APN | 20004450069001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 938 sqft Living Area |
| 1st Floor Area | 938 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 128 ft deep x 60 ft wide |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 522 4TH ST |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-2182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Description | LOT 69. THAT PART OF LOT 68 DESC AS: BEG SW COR OF LOT 68, E ALONG S LINE OF SAID LOT 1.8 FT, N 43 FT TO A PT 1.9 FT E OF W LINE OF SAID LOT, W 1 FT TO A PT 0.9 FT E OF SAID W LINE, NW TO A PT ON SAID W LINE, SAID POINT BEING 0.2 FT S OF NW COR OF SA |
| Legal Subdivision | CLOVERDALE ADDITION |
| Legal Lot Number | 1,68-69 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20902 |
522 4th St is owned and occupied by an individual who acquired it in January 2020.
Source: Eaton County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 4TH ST, CHARLOTTE, MI 48813-2182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Dec 27, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 28, 2020 |
| Transfer Doc | 02828/1123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Feb 13, 2020 |
| Property Address | 522 4TH ST, CHARLOTTE, MI 48813-2182 |
| Document Number | 2828/1123 |
| Book / Page | 2828 / 1123 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18615 PERALTA HILL LN, 18615, TOMBALL, TX 77377-7295 |
| Name | Verified Name |
|---|---|
| Address | 522 FOURTH ST, CHARLOTTE, MI 48813-2182 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Dec 27, 2019 |
| Property Address | 522 4TH ST, CHARLOTTE, MI 48813-2182 |
| Document Number | 2820/1145 |
| Book / Page | 2820 / 1145 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16901 CEDAR STT, 16901, LANSING, MI 48906 |
| Name | Verified Name |
|---|---|
| Address | 18615 PERALTA HILL LN, TOMBALL, TX 77377-7295 |
The 2025 property tax bill for 522 4th St was $1,798 with a homeowner's exemption, up 2.9% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Charlotte City |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,800 (+3.24%) | $92,571 (-) Land $28,213 Building $64,358 | |
| 2025 | $1,798.00 (+2.92%) Homeowner's exemption | $46,300 | $92,571 Land $28,213 Building $64,358 |
| 2024 | $1,747.00 | ||
| 2023 | $41,100 | $82,200 | |
| 2022 | $1,566.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 522 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ACD.net Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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