522 4th Ave, Aurora, IL 60505 Property Records

Kane County property record for 522 4th Ave, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1910
Lot Size	0.9 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jun 2015)
Tax Bill	$3,382 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-27-251-027`

Property Details

APN / Parcel Number

Primary APN	`15-27-251-027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,570 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,920 sqft (0.9 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 4TH AVE
City	AURORA
State	IL
Zip	60505-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C WAGNERS SUBDN : W 40 FT LOT 7 & W 40 FT S 12 FT LOT 5 BLK 2
Legal Subdivision	C WAGNERS SUB
Legal Block	2
Legal Lot Number	7,5
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4001
Census Tract	854301

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 4TH AVE, AURORA, IL 60505-4327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2015 · Amount on Record
Deed Sale	Jun 1, 2015 · Amount on Record
Prior Sale	May 12, 2014 · Amount on Record
Deed Document Number	201527809
Prior Transfer Date	Aug 7, 2006
Prior Transfer Doc	0000103136
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	522 4TH AVE, AURORA, IL 60505-4327
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009136
Date	Feb 16, 2022
Instrument	2022K009136

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	522 4TH AVE, AURORA, IL 60505-4327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032608
Date	Jul 25, 2019
Instrument	2019K032608

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.64%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,382.00 (+15.47%) Homeowner's exemption
2024		$54,657 (+22.66%) Land $4,227 Building $50,430	$164,037 (+22.71%) Land $12,686 Building $151,351
2022	$2,929.00 (+2.27%) Homeowner's exemption	$44,558 (+7.41%) Land $3,446 Building $41,112	$133,674 (+7.41%) Land $10,338 Building $123,336
2021	$2,864.00 Homeowner's exemption	$41,484 Land $3,208 Building $38,276	$124,452 Land $9,624 Building $114,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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