Bolivar County property record for 522 3rd St, Cleveland, MS 38732
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1 ba · 9,600 sqft · built 2001 |
| Lot Size | 1.2 acres (52,457 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $11,036 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 33-16-900-00-09502 |
| Primary APN | 33-16-900-00-09502 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 9,600 sqft Adjusted Area |
| 1st Floor Area | 9,600 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 52,457 sqft (1.2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 22787 |
|---|---|
| Street Address | 522 3RD ST |
| City | CLEVELAND |
| State | MS |
| Zip | 38732-2362 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | PT OF TRACT 4 IN SW1/4 S16 T22 R5 CLEVELAND NOT PLATTED |
| Legal Range | 05 |
| Legal Township | 22 |
| Legal Section | 16 |
| Legal Tract | 4 |
| Jurisdiction | BOLIVAR MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 950701 |
Source: Bolivar County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 302 RONALDMAN RD, CLEVELAND, MS 38732-9756 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOLIVAR MS |
| Property Address | 522 3RD ST, CLEVELAND, MS 38732-2362 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 522 3RD ST, CLEVELAND, MS 38732-2362 |
| Document Number | 002180/320 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 2180/320 |
| Instrument | 218000320 |
| Name | PLANTERS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 20, 2023 |
Source: Bolivar County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Bolivar County |
| Municipality | Cleveland City |
| Unified School District | Cleveland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,036.00 (+10.17%) | $65,070 (-) | $433,800 (-) Land $100,000 Building $333,800 |
| 2023 | $65,070 (-) | $433,800 (-) Land $100,000 Building $333,800 | |
| 2022 | $65,070 | $433,800 Land $100,000 Building $333,800 | |
| 2018 | $10,017.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 14 (1979–2016) |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLEVELAND serves 16,392 people · EPA ID MS0060006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment May 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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