Fremont County property record for 522 2nd St, Penrose, CO 81240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,912 sqft · built 1942 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $374,900 (Jun 2026) |
| Tax Bill | $1,445 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R022463 |
| Primary APN | R022463 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,912 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | Deck Area |
| Patio Area | 232 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R022463 |
|---|---|
| Street Address | 522 2ND ST |
| City | PENROSE |
| State | CO |
| Zip | 81240-9200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TR OF LD LOC IN TR-54 SEC 29-18-68 BEAVER PARK PLAT #1 DESC AS FOLLS: BEG AT THE NW COR OF SD TR-54 BEAVER PARK PLAT #1; TH S 88 DEG 5551E A BEARING RELATIVE TO THE RE-SURVEY O F BEAVER PARK PLAT #1 BY JR DEVELKOPERS LTD & TO ALL OTHER BEARINGS HER |
| Legal Range | 68 |
| Legal Township | 18 |
| Legal Section | 29 |
| Legal Subdivision | BEAVER PARK PLAT #1 |
| Legal Tract | OF |
| Legal Lot Number | 2 |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | PENROSE-PORTLAND |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 978100 |
Source: Fremont County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 522 2ND ST, PENROSE, CO 81240-9200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 16, 2026 | Special Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK |
| May 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Deed Document Number | 20261056438 |
| Prior Transfer Date | May 13, 2020 |
| Prior Transfer Doc | 0000985711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Jun 16, 2026 |
| Property Address | 522 2ND ST, PENROSE, CO 81240-9200 |
| Document Number | 0001056438 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20261056438 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,786.49 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 522 2ND ST, PENROSE, CO 81240-9200 |
| Investor | Possibly a Property Investor |
| Document Number | 0001056439, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20261056439 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0001056440, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20261056440 |
| Name | COLORADO HSNG AND FINANCIAL AUTH |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | May 21, 2020 |
| Property Address | 522 2ND ST, PENROSE, CO 81240-9200 |
| Document Number | 0000985711 |
| Instrument Date | May 13, 2020 |
| Instrument | 985711 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 34505 COUNTY RD TRINIDAD CO 81082, TRINIDAD, CO 81082 |
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Unified School District | Fremont RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,445.00 (+29.83%) | $19,546 (+1.57%) | $312,733 (+8.89%) |
| 2024 | $1,113.00 (+1.64%) | $19,243 (+26.42%) | |
| 2023 | $1,095.00 (-9.2%) | $15,222 (-8.66%) | $287,206 (+19.78%) |
| 2022 | $1,206.00 | $16,665 | $239,773 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 59% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENROSE WD serves 3,149 people · EPA ID CO0122700 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| SECOM Fixed Wireless | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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