Bay County property record for 522 15th St, Mexico Beach, FL 32456
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Oct 2018) |
| Tax Bill | $1,110 (2025) |
| Deeds & Mortgages | Oct 2018 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 04185-505-000 |
| Primary APN | 04185-505-000 |
|---|
| Lot Area | 18,295 sqft (0.42 acres) |
|---|
| Street Address | 522 15TH ST |
|---|---|
| City | MEXICO BEACH |
| State | FL |
| Zip | 32456-7057 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | MB01 |
| Legal Description | PARADISE COVE 235D4 LOT 5 ORB 4056 P 1719 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 24 |
| Legal Subdivision | PARADISE COVE |
| Legal Lot Number | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 600 |
522 15th St, vacant land, is owned by two individuals who bought it in October 2018.
Source: Bay County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 471 NORTON CIR SE, SMYRNA, GA 30082-2121 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on File |
| Deed Sale | Oct 30, 2018 · Amount on File |
| Deed Document Number | 201861607 |
| Deed Book / Page | 4056 / 1719 |
| Prior Transfer Date | Oct 17, 2013 |
| Prior Transfer Doc | 0035600851 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 30, 2018 |
| Property Address | 522 15TH ST, MEXICO BEACH, FL 32456-7057 |
| Document Number | 0040561719 |
| Book / Page | 004056 / 001719 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 61607 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 471 NORTON CIR SE SMYRNA GA 300822121, SMYRNA, GA 30082-2121 |
The 2025 property tax bill for 522 15th St was $1,110, up 3.4% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Mexico Beach City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,110.00 (+3.35%) | $64,420 | $76,500 Land $76,500 |
| 2024 | $1,074.00 (+7.29%) | ||
| 2023 | $1,001.00 (+10.61%) | $69,530 (+4.87%) Land $69,530 | $69,530 (+4.87%) Land $69,530 |
| 2022 | $905.00 | $66,300 Land $66,300 | $66,300 Land $66,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 15th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 15th St is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: T-Mobile, Verizon.
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