King William County property record for 522 11th St, West Point, VA 23181
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,496 sqft · built 1950 |
| Lot Size | 0.13 acres (5,818 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,000 (Oct 2022) |
| Tax Bill | $679 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Sep 2020 Refinance + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 6505-1 |
| Primary APN | 6505-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Asbestos |
| Lot Area | 5,818 sqft (0.13 acres) |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6505-1 |
|---|---|
| Street Address | 522 11TH ST |
| City | WEST POINT |
| State | VA |
| Zip | 23181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-4 |
| Legal Description | 11TH ST LOT 752 PART OF ALLEY |
| Legal Lot Number | 752 |
| Jurisdiction | KING WILLIAM VA |
| Township / Civil Division | WEST POINT |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Historic District listed 1996 · 255 contributing resources · NRIS 96001051 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
522 11th St, a rural home, is owned by an individual who bought it in October 2022.
Source: King William County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1468, WEST POINT, VA 23181-1468 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NATIONAL ASSOCIATION |
| Sep 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS |
| Aug 2, 2019 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| May 2, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on File |
| Deed Sale | Oct 3, 2022 · Amount on File |
| Prior Sale | Mar 19, 2018 · Amount on File |
| Deed Document Number | 20222696 |
| Prior Transfer Date | Feb 8, 2018 |
| Prior Transfer Doc | 0000000914 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Oct 3, 2022 |
| Property Address | 522 11TH ST, WEST POINT, VA 23181 |
| Document Number | 0220002696 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 220002696 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | FIRST VA TITLE AND ESCROW LLC, FIRST VA TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 11TH ST, WEST POINT, VA 23181 |
| Document Number | 0220002697 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 220002697 |
| Name | US BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Property Address | 522 11TH ST, WEST POINT, VA 23181 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | BOSTON TITLE AGENCY LLC, BOSTON NTL TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 200002845 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 200002845 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Property Address | 522 11TH ST, WEST POINT, VA 23181 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA |
| Name | Verified Name |
|---|
| Document Number | 190001601 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 190001601 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Mar 19, 2018 |
| Property Address | 522 11TH ST, WEST POINT, VA 23181 |
| Document Number | 0180000586 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 180000586 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | LAWYERS TITLE, LAYWERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0180000587 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 180000587 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | May 2, 2018 |
| Property Address | 522 11TH ST, WEST POINT, VA 23181 |
| Document Number | 0180000914 |
| Instrument Date | Feb 8, 2018 |
| Instrument | 180000914 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1539, WEST POINT, VA 23181-1539 |
The 2026 property tax bill for 522 11th St was $679, up 0.1% from the year before.
Source: King William County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | King William County |
| Municipality | West Point Town |
| Unified School District | West Point Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $679.00 (+0.15%) | $222,600 (-) Land $30,000 Building $192,600 | $222,600 (-) Land $30,000 Building $192,600 |
| 2025 | $678.00 | $222,600 Land $30,000 Building $192,600 | $222,600 Land $30,000 Building $192,600 |
| 2023 | $601.00 | $222,600 Land $30,000 Building $192,600 | $222,600 Land $30,000 Building $192,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 11th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 61 (1996–2025) |
| Claims Outside the SFHA | 11 of 61 |
| Most Recent Claim | Mar 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 11th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WEST POINT serves 3,063 people · EPA ID VA4101900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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