5219 Windermere Ave, Norfolk, VA 23513 Property Records

Norfolk City property record for 5219 Windermere Ave, Norfolk, VA 23513

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,356 sqft · built 1951
Lot Size	0.091 acres (3,955 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Dec 2017)
Tax Bill	$2,550 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Refinance + 3 more
APN	`09735850`

Property Details

APN / Parcel Number

Primary APN	`09735850`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,955 sqft (0.091 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5219 WINDERMERE AVE
City	NORFOLK
State	VA
Zip	23513-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	PT 9A BLK 12 ELMHURST
Legal Subdivision	ELMHURST SD
Legal Block	12
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2009
Census Tract	5902

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5219 WINDERMERE AVE, NORFOLK, VA 23513-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Aug 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Dec 18, 2017	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
May 10, 2017	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 1, 2017	Warranty Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Prior Sale	May 10, 2017 · Amount on Record
Deed Document Number	201728120
Last Transfer Date	Jul 16, 2021
Transfer Doc	0000022319
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Recording Date	Jul 21, 2026
Property Address	5219 WINDERMERE AVE, NORFOLK, VA 23513-1643
Document Number	0000014053
Instrument Date	Jul 16, 2026
Instrument	202614053
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 PORTER ST, CHESAPEAKE, VA 23324-1321

Mortgage

Document Number	0000014053,
Date	Jul 21, 2026
Instrument	202614053

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.47%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	5219 WINDERMERE AVE, NORFOLK, VA 23513-1643
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210025491
Date	Aug 13, 2021
Instrument	210025491

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Dec 18, 2017
Property Address	5219 WINDERMERE AVE, NORFOLK, VA 23513-1643
Document Number	0170028120
Instrument Date	Nov 15, 2017
Instrument	170028120
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5219 WINDERMERE AVE, NORFOLK, VA 23513-1643

Mortgage

Document Number	0170028122
Date	Dec 18, 2017
Instrument	170028122

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	May 10, 2017
Property Address	5219 WINDERMERE AVE, NORFOLK, VA 23513-1643
Document Number	0170010227
Instrument Date	Apr 28, 2017
Instrument	170010227
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5219 WINDERMERE AVE, NORFOLK, VA 23513-1643

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Feb 1, 2017
Property Address	5219 WINDERMERE AVE, NORFOLK, VA 23513-1643
Document Number	0170002254
Instrument Date	Dec 8, 2016
Instrument	170002254
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,550.00 (+3.16%)	$204,000 (+1.49%) Land $48,000 Building $156,000	$204,000 (+1.49%) Land $48,000 Building $156,000
2025	$2,472.00 (+11.75%)	$201,000 (+13.56%) Land $45,000 Building $156,000	$201,000 (+13.56%) Land $45,000 Building $156,000
2023	$2,212.00	$177,000 Land $45,000 Building $132,000	$177,000 Land $45,000 Building $132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2009–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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