McHenry County property record for 5219 Palm St, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,620 sqft · built 1980 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Jun 1999) |
| Tax Bill | $5,156 (2024) |
| Deeds & Mortgages | Dec 2025 Transfer Oct 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-32-234-021 |
| Primary APN | 15-32-234-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5219 PALM ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0031648 LT 393 BOULEVARD PARK |
| Legal Subdivision | BOULEVARD PARK |
| Legal Block | 234 |
| Legal Lot Number | 393 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 870812 |
Source: McHenry County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5219 PALM ST, MCHENRY, IL 60051-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2025 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Oct 13, 2020 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 9, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Nov 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK |
| Jun 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage SUMMIT FUNDING INC |
| Sep 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 1999 · Amount on Record |
| Deed Sale | Jun 28, 1999 · Amount on Record |
| Prior Sale | Jul 1, 1994 · Amount on Record |
| Deed Document Number | 199946397 |
| Last Transfer Date | Oct 25, 2001 |
| Transfer Doc | 0000083537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 26, 2025 |
| Property Address | 5219 PALM ST, MCHENRY, IL 60051-9707 |
| Document Number | 0000036236 |
| Map Reference | DOC 77847 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2025R0036236 |
| Record Updated | Jan 8, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5219 PALM ST, MCHENRY, IL 60051-9707 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5219 ALM ST, MCHENRY, IL 60051 |
| Document Number | 0000042415 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020R0042415 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5219 PALM ST, MCHENRY, IL 60051-9707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000007344 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 2018R0007344 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5219 PALM ST, MCHENRY, IL 60051-9707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038693 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018R0038693 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 231 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5219 PALM ST, MCHENRY, IL 60051-9707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NEAR NORTH TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000017254 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 2019R0017254 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 17, 2018 |
| Property Address | 5219 PALM ST, MCHENRY, IL 60051-9707 |
| Document Number | 0000031648 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 31648 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5219 S PALM ST MCHENRY IL 60050, MCHENRY, IL 60050 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,156.00 Homeowner's exemption Additional exemption filed | $95,142 (+21.94%) Land $7,515 Building $87,627 | $285,426 (+21.94%) Land $22,545 Building $262,881 |
| 2022 | Homeowner's exemption Additional exemption filed | $78,026 Land $6,163 Building $71,863 | $234,078 Land $18,489 Building $215,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 32 (1979–2026) |
| Claims Outside the SFHA | 2 of 32 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-NUNDA private · serves 485 people · EPA ID IL1115600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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