5219 Cedar Lake Rd, Oscoda, MI 48750 Property Records

Iosco County property record for 5219 Cedar Lake Rd, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,161 sqft · built 1961
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$37,100 (Oct 2010)
Tax Bill	$887 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Oct 2010 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064L8000006400`

Property Details

APN / Parcel Number

Primary APN	`064L8000006400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,161 sqft Building Perimeter
1st Floor Area	1,161 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	123 ft deep x 72 ft wide
Garage Area	276 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5219 CEDAR LAKE RD
City	OSCODA
State	MI
Zip	48750-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKEVIEW HOMESITES SUB N 27.5 FT OF LOT 64 & S 45 FT OF LOT 65
Legal Subdivision	LAKEVIEW HOMESITES SUB
Legal Lot Number	64
Jurisdiction	IOSCO MI
Township / Civil Division	OSCODA
Census Block Group	1
Census Block	1003
Census Tract	400

Owner

Source: Iosco County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5219 CEDAR LAKE RD, OSCODA, MI 48750-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2018	Deed of Trust, Mortgage CHEMICAL BANK
Oct 29, 2010	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2010 · Amount on Record
Deed Sale	Oct 29, 2010 · Amount on Record
Prior Sale	Oct 27, 2009 · Amount on Record
Deed Book / Page	1009 / 945
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	5219 CEDAR LAKE RD, OSCODA, MI 48750-1504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018002449
Date	Apr 27, 2018
Instrument	2018002449

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	IOSCO MI
Recording Date	Oct 29, 2010
Property Address	5219 CEDAR LAKE RD, OSCODA, MI 48750-1504
Document Number	01009/00945
Book / Page	01009 / 00945
Instrument Date	Sep 19, 2010
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01010/00132
Date	Nov 1, 2010
Book Page	01010/00132

Lender

Name	USDA
Type	Government Agency
Address	PO BOX 66889, SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	395 Months
Due	Oct 19, 2043

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Oscoda Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,400 Land $66,400	$132,800 Land $132,800
2025	$887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCODA TOWNSHIP serves 6,997 people · EPA ID MI0005040
Water Source	Purchased surface water from HURON SHORE REGIONAL UTILITY AUTHORITY
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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