Scott County property record for 5218 Muddy Ford Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1980 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $267,500 (May 2021) |
| Tax Bill | $2,431 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 204-10-016.000 |
| Primary APN | 204-10-016.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 239,580 sqft (5.5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,960 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 5218 MUDDY FORD RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Legal Subdivision | WILLIAM K HENRY SUB |
| Legal Lot Number | 1&2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | SADIEVILLE |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 40400 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5218 MUDDY FORD RD, GEORGETOWN, KY 40324-9282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 20, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 8, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST SAVINGS BANK |
| May 12, 2021 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Jan 23, 2018 | Deed, Transfer · VA Mortgage CENTURY LENDING CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on Record |
| Deed Sale | May 12, 2021 · Amount on Record |
| Prior Sale | Jan 23, 2018 · Amount on Record |
| Deed Document Number | 2021435457 |
| Deed Book / Page | 423 / 830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 5218 MUDDY FORD RD, GEORGETOWN, KY 40324-9282 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1420/540 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | M1420/540 |
| Instrument | 394331 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 5218 MUDDY FORD RD, GEORGETOWN, KY 40324-9282 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1456/331 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | M1456/331 |
| Instrument | 403791 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 5218 MUDDY FORD RD, GEORGETOWN, KY 40324-9282 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | M1514/509 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | M1514/509 |
| Instrument | 417111 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSONVILLE, IN 47130 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 12, 2021 |
| Property Address | 5218 MUDDY FORD RD, GEORGETOWN, KY 40324-9282 |
| Document Number | D423/830 |
| Book / Page | D423 / 830 |
| Map Reference | CAB 1 SL 31 |
| Instrument Date | May 7, 2021 |
| Instrument | 435457 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 814 54TH ST #88, 814, CORONADO, CA 92118 |
| Name | Verified Name |
|---|---|
| Address | 5218 MUDDY FORD RD, GEORGETOWN, KY 40324-9282 |
| Document Number | 435458 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 435458 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 23, 2018 |
| Property Address | 5218 MUDDY FORD RD, GEORGETOWN, KY 40324-9282 |
| Document Number | D394/433 |
| Book / Page | D394 / 433 |
| Map Reference | MB1 PGH |
| Instrument Date | Jan 12, 2018 |
| Instrument | 381232 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 BEECHWOOD DRR, 301, GEORGETOWN, KY 40324 |
| Name | Verified Name |
|---|---|
| Address | 5218 MUDDY FORD RD, GEORGETOWN, KY 40324-9282 |
| Document Number | 381233 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 381233 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,000 (+23.81%) | $338,000 (+23.81%) | |
| 2025 | $2,431.00 (+0.25%) | $273,000 (+2.06%) | $273,000 (+2.06%) |
| 2023 | $2,425.00 | $267,500 Land $60,000 Building $207,500 | $267,500 Land $60,000 Building $207,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures