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5218 Cherokee Ct, Troy, MI 48098 Property Records

Oakland County property record for 5218 Cherokee Ct, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,427 sqft · built 1978
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$740,000 (Sep 2026)
Tax Bill$6,392 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jan 2026 Sale
Flood ZoneZone X (minimal risk)
APN88-20-07-451-007

Property Details

APN / Parcel Number

Primary APN88-20-07-451-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,427 sqft Living Area
1st Floor Area2,400 sqft
Basement Area1,884 sqft
Unfinished Basement2,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Lot Area22,651 sqft (0.52 acres)
Lot Dimensions150 ft deep x 150 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area325 sqft
Patio Area325 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5218 CHEROKEE CT
CityTROY
StateMI
Zip48098-2475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionT2N, R11E, SEC 7 CHELSEA VILLAGE SUB NO 1 LOT 25
Legal Range11E
Legal Township2N
Legal Section7
Legal SubdivisionCHELSEA VILLAGE SUB #1
Legal Lot Number25
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1015
Census Tract196500

Owner

5218 Cherokee Ct is owned and occupied by two individuals who bought it in September 2026.

Source: Oakland County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address419 LINCOLN AVE, CLAWSON, MI 48017-2146
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST STATE BANK
Jan 26, 2026Warranty Deed, Transfer
UNKNOWN, TWENTY TWO TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2026 · Amount on File
Deed SaleSep 22, 2026 · Amount on File
Prior SaleJan 26, 2026 · Amount on File
Deed Document Number2026139888
Deed Book / Page61566 / 329
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 22, 2026
Property Address5218 CHEROKEE CT, TROY, MI 48098-2475
Document Number0000139888
Book / Page61566 / 329
Instrument DateSep 9, 2026
Instrument2026139888
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 29, 2026
Title CompanyTITLE AGENCY, TITLE WRX AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560,550.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address419 LINCOLN AVE, CLAWSON, MI 48017-2146

Mortgage

Document Number0000139889,
DateSep 22, 2026
Instrument2026139889
Lender
NameFIRST STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 26, 2026
Property Address5218 CHEROKEE CT, TROY, MI 48098-2475
Document Number20260011155
Book / Page60899 / 548
Map ReferenceLB 139 PG 31
Instrument DateJan 16, 2026
Instrument20260011155
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanyUNKNOWN, TWENTY TWO TITLE

Transaction

AmountAmount on Record
Tax$3,037.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5218 CHEROKEE CT, TROY, MI 48098-2475

Transferred To (Grantee/Buyer)

NameVerified Name
Address2561 VALLEYVIEW DR, TROY, MI 48098-2307

Tax Assessment & Valuation

The 2025 property tax bill for 5218 Cherokee Ct was $6,392 with a homeowner's exemption.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,392.00
2023$402,960
2022$5,254.00$201,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5218 Cherokee Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimJan 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5218 Cherokee Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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