5217 Shelato Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5217 Shelato Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,371 sqft · built 1972
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$985,000 (Aug 2024)
Tax Bill	$11,804 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2023 Transfer + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`289-0510-036-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0510-036-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,371 sqft Living Area
1st Floor Area	1,163 sqft
2nd Floor Area	1,208 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces
Pool Area	16,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5217 SHELATO WAY
City	CARMICHAEL
State	CA
Zip	95608-6141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	BRIARWOOD DEL DAYO, LOT 23
Legal Subdivision	BRIARWOOD DEL DAYO
Legal Lot Number	23
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5217 SHELATO WAY, CARMICHAEL, CA 95608-6141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 18, 2023	Intrafamily Transfer, Transfer
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 15, 2019	Deed of Trust, Mortgage QUICKEN LNS
Mar 29, 2017	Grant Deed, Transfer · Conventional Mortgage RMR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2024 · Amount on File
Deed Sale	Aug 15, 2024 · Amount on File
Prior Sale	Mar 29, 2017 · Amount on File
Deed Book / Page	20240815 / 574
Prior Transfer Date	Aug 15, 2023
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5217 SHELATO WAY, CARMICHAEL, CA 95608-6141
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5217 SHELATO WAY, CARMICHAEL, CA 95608-6141

Mortgage

Document Number	0000000728
Date	Apr 23, 2021
Instrument	202104230728

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 18, 2023
Property Address	5217 SHELATO WAY, CARMICHAEL, CA 95608-6141
Document Number	0000000940
Map Reference	MB 88 MAP 3
Instrument Date	Aug 15, 2023
Instrument	202308180940
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5217 SHELATO WAY, CARMICHAEL, CA 95608-6141

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5217 SHELATO WAY, CARMICHAEL, CA 95608-6141
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5217 SHELATO WAY, CARMICHAEL, CA 95608-6141

Mortgage

Document Number	4230000000728
Date	Apr 23, 2021
Book Page	20210423/728

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5217 SHELATO WAY, CARMICHAEL, CA 95608-6141
Document Number	1910210483
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5217 SHELATO WAY CARMICHAEL CA 956086141, CARMICHAEL, CA 95608-6141

Mortgage

Document Number	1910210483
Date	Oct 21, 2019
Instrument	1910210483

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 29, 2017
Property Address	5217 SHELATO WAY, CARMICHAEL, CA 95608-6141
Document Number	3290000000366
Book / Page	20170329 / 0366
Instrument Date	Mar 21, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	STEWART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5217 SHELATO WAY, CARMICHAEL, CA 95608-6141

Mortgage

Document Number	201703290367
Date	Mar 29, 2017
Instrument	20170329/0367

Lender

Name	RMR FINANCIAL
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Mortgage

Document Number	0000000368
Date	Mar 29, 2017
Book Page	20170329/0368

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,004,699 (+2%) Land $249,606 Building $755,093
2025	$11,804.00 (+30.45%)	$985,000 (+36.06%) Land $244,712 Building $740,288
2024	$9,049.00 (+2.57%)
2023	$8,822.00 (+0.54%)	$723,967 Land $262,479 Building $461,488
2022	$8,775.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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