5217 Rustic Ridge Dr, McKinney, TX 75071 Property Records

Collin County property record for 5217 Rustic Ridge Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,753 sqft · built 2008
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$566,580 (Jun 2022)
Tax Bill	$5,730 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-9212-00F-0140-1`

Property Details

APN / Parcel Number

Primary APN	`R-9212-00F-0140-1`
Alternative APNs	`000002615165` `2615165`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,753 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	193 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5217 RUSTIC RIDGE DR
City	MCKINNEY
State	TX
Zip	75071-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERSIDE, BLK F, LOT 14
Legal Subdivision	WATERSIDE (CMC)
Legal Block	F
Legal Lot Number	14
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4003
Census Tract	30301

Owner

Source: Collin County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5217 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Vendor's Lien, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jan 16, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Apr 6, 2016 · Amount on Record
Deed Document Number	202298169
Prior Transfer Date	Apr 5, 2016
Prior Transfer Doc	0000410390
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 23, 2022
Property Address	5217 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5000
Document Number	0000098169
Map Reference	VOL 2006 PG 707
Instrument Date	Jun 22, 2022
Instrument	20220623000098169
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1805 EAGLE LNDG, 1805, VAN ALSTYNE, TX 75495-4474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5217 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5000

Mortgage

Document Number	0000098170
Date	Jun 23, 2022
Instrument	20220623000098170

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5217 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5000
Document Number	0000095440
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5217 RUSTIC RIDGE DR MCKINNEY TX 750715000, MCKINNEY, TX 75071-5000

Mortgage

Document Number	0000095440
Date	Jan 22, 2020
Instrument	95440

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,730.00 (+1.11%) Homeowner's exemption	$405,552 (-9.07%) Land $144,375 Building $278,421	$422,796 (-5.2%) Land $144,375 Building $278,421
2024	$5,667.00 (-7.67%)
2023		$446,000 Land $137,813 Building $308,187	$446,000 Land $137,813 Building $308,187
2022	$6,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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