5217 Luisa Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5217 Luisa Ct, Saint Cloud, FL 34771 · Last verified July 2026

Property Summary

Property Type	Vacant Land
Lot Size	0.06 acres (2,613 sqft)
Owner	Company Name on File
Last Sale	$2,240,000 (Apr 2024)
Tax Bill	$554 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-25-31-5416-0001-0040`

Property Details

APN / Parcel Number

Primary APN	`20-25-31-5416-0001-0040`
Alternative APN	`253120541600010040`

Exterior

Lot Area	2,613 sqft (0.06 acres)

Location & Zoning

Street Address	5217 LUISA CT
City	SAINT CLOUD
State	FL
Zip	34771-9658
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	WIGGINS TOWN HOMES PB 33 PG 43 LOT 4
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 20-25-31-5416-0001-0040

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10100 INNOVATION DR, 410, MIAMISBURG, OH 45342-4965
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Deed Document Number	202448805
Deed Book / Page	6583 / 1296
Prior Transfer Date	Mar 08, 2024
Prior Transfer Doc	0000127948
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 15, 2026
Property Address	5217 LUISA CT, SAINT CLOUD, FL 34771-9658
Document Number	0000092611
Book / Page	7004 / 745
Instrument Date	Jul 14, 2026
Instrument	202692611
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$247,448.99
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5217 LUISA CT, SAINT CLOUD, FL 34771-9658

Mortgage

Document Number	0000092612,
Date	Jul 15, 2026
Instrument	202692612

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00 (+100.72%)	$40,000 Land $40,000	$40,000 Land $40,000
2024	$276.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 330 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 415 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.