5217 Heron Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 5217 Heron Rd, Cambridge, MD 21613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,534 sqft · built 2003
Lot Size	4.4 acres (191,664 sqft)
Owner	2 Company Names on File
Last Sale	$685,000 (Dec 2020)
Tax Bill	$8,030 (2025)
Deeds & Mortgages	Jan 2026 Transfer Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-195192`

Property Details

APN / Parcel Number

Primary APN	`07-195192`
Alternative APNs	`7195192` `195192`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,534 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	191,664 sqft (4.4 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	600 sqft
Deck Area	950 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	195192
Street Address	5217 HERON RD
City	CAMBRIDGE
State	MD
Zip	21613-3573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 - 4.4 ACRES S/S TOWN POINT ROAD HERON HARBOUR
Legal Subdivision	HERON HARBOR SEC 02
Legal Lot Number	10
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2022
Census Tract	970702

Owner

Source: Dorchester County records · APN 07-195192

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	6495 SAWGRASS CT, ELKRIDGE, MD 21075-1008
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Intrafamily Transfer, Transfer
Dec 17, 2020	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Jun 23, 2008 · Amount on Record
Deed Book / Page	1614 / 294
Last Transfer Date	Dec 17, 2025
Transfer Doc	0019930390
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Jan 28, 2026
Property Address	5217 HERON RD, CAMBRIDGE, MD 21613-3573
Document Number	0019930390
Book / Page	1993 / 390
Map Reference	LB 42 FO 249
Instrument Date	Dec 17, 2025
Transaction Type	Transfer
Record Updated	Feb 09, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6495 SAWGRASS CT, ELKRIDGE, MD 21075-1008

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 17, 2020
Property Address	5217 HERON RD, CAMBRIDGE, MD 21613-3573
Document Number	0016140294
Book / Page	001614 / 000294
Instrument Date	Jul 27, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5217 HERON RD CAMBRIDGE MD 216133573, CAMBRIDGE, MD 21613-3573

Mortgage

Document Number	16140299
Date	Dec 17, 2020
Book Page	001614/000299

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$709,400 (+1.65%)	$732,400 (+4.94%) Land $160,200 Building $572,200
2025	$8,030.00 (+21.7%)	$697,900 (+18.7%) Land $160,200 Building $537,700	$697,900 (-) Land $160,200 Building $537,700
2023	$6,598.00	$587,967	$697,900 Land $160,200 Building $537,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	4.0 ft

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 95% of Maryland
Wildfire Likelihood	About 1 in 437 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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