5216 School St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 5216 School St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 1961
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Company Names on Record
Last Sale	$950,000 (Apr 2025)
Tax Bill	$13,234 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`509-021-011-2`

Property Details

APN / Parcel Number

Primary APN	`509-021-011-2`
Alternative APN	`509-021-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1981
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Attached
Garage Area	297 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5216 SCHOOL ST
City	EL CERRITO
State	CA
Zip	94530-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1ST BAY VIEW PARK LOTS 14,15 & 16 BLK C
Legal Subdivision	BAY VIEW PARK ADD 01
Legal Block	C
Legal Lot Number	15
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1028
Census Tract	386000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	5216 SCHOOL ST, EL CERRITO, CA 94530-2137
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 1, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Apr 20, 2018	Grant Deed, Transfer · ARM LAND-HOME FINANCIAL SERVICES
Nov 13, 2017	Intrafamily Transfer, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	202541827
Transfer Doc	0000062443
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5216 SCHOOL ST, EL CERRITO, CA 94530-2137
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 SCHOOL ST, EL CERRITO, CA 94530-2137

Mortgage

Document Number	0000006869
Date	Jan 22, 2026
Instrument	2026- 006869

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 1, 2020
Property Address	5216 SCHOOL ST, EL CERRITO, CA 94530-2137
Document Number	0000062443
Instrument Date	Mar 24, 2020
Instrument	62443
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	OLD REPUBLIC TITLE COMPANY BERKELEY, OLD REPUBLIC TITLE CO BERKELEY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5216 SCHOOL ST EL CERRITO CA 945302137, EL CERRITO, CA 94530-2137

Mortgage

Document Number	62444
Date	Apr 1, 2020
Instrument	62444

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 31, 2035

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 20, 2018
Property Address	5216 SCHOOL ST, EL CERRITO, CA 94530-2137
Document Number	0000061176
Map Reference	MB E PG 102
Instrument Date	Apr 3, 2018
Instrument	2018-061176
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 SCHOOL ST, EL CERRITO, CA 94530-2137

Mortgage

Document Number	0000061177
Date	Apr 20, 2018
Instrument	2018-061177

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Index	1-Year LIBOR

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 13, 2017
Property Address	5216 SCHOOL ST, EL CERRITO, CA 94530-2137
Document Number	0000212538
Map Reference	VOL E PG102
Instrument Date	Nov 8, 2017
Instrument	2017-212538
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 EL NIDO RD, PORTOLA VALLEY, CA 94028-8111

Mortgage

Document Number	0000212539
Date	Nov 13, 2017
Instrument	2017-212539

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 3, 2018

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,656 (-60.62%) Land $101,415 Building $268,241
2025	$13,234.00 (+4.34%) Homeowner's exemption	$938,705 (+4.04%) Land $568,913 Building $369,792
2023	$12,684.00 (+1.45%) Homeowner's exemption	$902,256 Land $546,822 Building $355,434
2022	$12,503.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Verizon.

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