5216 Colorado St, Duluth, MN 55804 Property Records

St. Louis County property record for 5216 Colorado St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,344 sqft · built 1927
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Feb 2024)
Tax Bill	$4,206 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2022 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-3070-00040`

Property Details

APN / Parcel Number

Primary APN	`010-3070-00040`
Alternative APNs	`1132850` `1167150`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,344 sqft Gross Area
1st Floor Area	672 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,000 sqft (0.16 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	28 sqft
Deck Area	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1167150
Street Address	5216 COLORADO ST
City	DULUTH
State	MN
Zip	55804-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:120 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	120
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1014
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5216 COLORADO ST, DULUTH, MN 55804-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jul 6, 2022	Warranty Deed, Construction Loan · Construction Mortgage NORTH SHORE BANK OF COMMERCE
Nov 6, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 6, 2017	Loan Modification, Mortgage · FHA Mortgage PLANET HM LNDG
Oct 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	20241482591
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	00A1319008
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 2, 2024
Property Address	5216 COLORADO ST, DULUTH, MN 55804-1612
Document Number	0001482591
Instrument Date	Jan 24, 2024
Instrument	1482591
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 COLORADO ST, DULUTH, MN 55804-1612

Mortgage

Document Number	0001482592
Date	Feb 2, 2024
Instrument	1482592

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

July 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 6, 2022
Property Address	5216 COLORADO ST, DULUTH, MN 55804-1612
Document Number	0001446735
Instrument Date	Jun 30, 2022
Instrument	1446735
Transaction Type	Construction Loan
Record Updated	Aug 30, 2022
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$717.78
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 COLORADO ST, DULUTH, MN 55804-1612

Mortgage

Document Number	0001446736
Date	Jul 6, 2022
Instrument	1446736

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2023

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5216 COLORADO ST, DULUTH, MN 55804-1612
Document Number	00A1323885
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 COLORADO ST DULUTH MN 558041612, DULUTH, MN 55804-1612

Mortgage

Document Number	00A1323885
Date	Dec 11, 2017
Instrument	A1323885

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5216 COLORADO ST, DULUTH, MN 55804-1612
Document Number	00A1323884
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 COLORADO ST DULUTH MN 558041612, DULUTH, MN 55804-1612

Mortgage

Document Number	00A1323884
Date	Dec 11, 2017
Instrument	A1323884

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 2, 2017
Property Address	5216 COLORADO ST, DULUTH, MN 55804-1612
Document Number	00A1319008
Instrument Date	Sep 29, 2017
Instrument	A1319008
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 COLORADO ST DULUTH MN 558041612, DULUTH, MN 55804-1612

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,206.00 (+7.24%) Homeowner's exemption
2025	$3,922.00 (+25.38%) Homeowner's exemption	$321,700 (+6.31%) Land $47,800 Building $273,900	$321,700 (+6.31%) Land $47,800 Building $273,900
2024		$302,600 (+35.57%) Land $46,200 Building $256,400	$302,600 (+35.57%) Land $46,200 Building $256,400
2023	$3,128.00 Homeowner's exemption
2022		$223,200 Land $35,500 Building $187,700	$223,200 Land $35,500 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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