Monroe County property record for 5215 Timber Lake Dr, Waterloo, IL 62298
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 3 ba · 1,248 sqft · built 1978 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $58,000 (Aug 2021) |
| Tax Bill | $1,248 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-18-349-010-000 |
| Primary APN | 11-18-349-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Mobile Home |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 137 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 120 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5215 TIMBER LAKE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3341 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | MRMH |
| Legal Description | LOT 36, 37 & 38 TIMBER LAKES |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Subdivision | TIMBER LAKES |
| Legal Lot Number | 36-38 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5215 TIMBER LAKE DR, WATERLOO, IL 62298-3341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Jun 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Aug 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Deed Document Number | 2021419144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5215 TIMBER LAKE DR, WATERLOO, IL 62298-3341 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000441816 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 441816 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5215 TIMBER LAKE DR, WATERLOO, IL 62298-3341 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000424574 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 424574 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 18, 2021 |
| Property Address | 5215 TIMBER LAKE DR, WATERLOO, IL 62298-3341 |
| Document Number | 0000419144 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 419144 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5212 TIMBER LAKE DR, WATERLOO, IL 62298-3340 |
| Document Number | 0000419145 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 419145 |
| Name | STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,248.00 (+51.82%) Homeowner's exemption | $31,730 (+55.42%) Land $9,440 Building $22,290 | $95,190 (+55.42%) Land $28,320 Building $66,870 |
| 2024 | $822.00 | $20,415 (-8.29%) Land $9,970 Building $10,445 | $61,245 (-8.29%) Land $29,910 Building $31,335 |
| 2022 | Additional exemption filed | $22,260 Land $9,440 Building $12,820 | $66,780 Land $28,320 Building $38,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
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