5215 Oakley St, Duluth, MN 55804 Property Records

St. Louis County property record for 5215 Oakley St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,204 sqft · built 1957
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$265,500 (May 2020)
Tax Bill	$4,992 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0790-10770`

Property Details

APN / Parcel Number

Primary APN	`010-0790-10770`
Alternative APN	`1089844`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,204 sqft Gross Area
1st Floor Area	1,204 sqft
Basement Area	903 sqft
Finished Basement	903 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Attached
Garage Area	448 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	48 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1089844
Street Address	5215 OAKLEY ST
City	DULUTH
State	MN
Zip	55804-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1035 THRU 1037 SERIAL #
Legal Subdivision	CROSLEY PARK ADD TO DULUTH
Legal Block	78
Legal Lot Number	1035
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3008
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5215 OAKLEY ST, DULUTH, MN 55804-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	Sep 27, 2016 · Amount on Record
Deed Document Number	20201023577
Prior Transfer Date	Mar 5, 2007
Prior Transfer Doc	0000834224
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 20, 2020
Property Address	5215 OAKLEY ST, DULUTH, MN 55804-1320
Document Number	00T1023577
Book / Page	520202 / 102357
Instrument Date	May 15, 2020
Instrument	T1023577
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$876.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5215 OAKLEY ST DULUTH MN 558041320, DULUTH, MN 55804-1320

Mortgage

Document Number	T1023578
Date	May 20, 2020
Book Page	520202/102357
Instrument	T1023578

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,992.00 (+7.12%) Homeowner's exemption
2025	$4,660.00 (-0.43%) Homeowner's exemption	$374,900 (+6.29%) Land $57,400 Building $317,500	$374,900 (+6.29%) Land $57,400 Building $317,500
2024	$4,680.00	$352,700 (+14.07%) Land $55,400 Building $297,300	$352,700 (+14.07%) Land $55,400 Building $297,300
2022		$309,200 Land $42,600 Building $266,600	$309,200 Land $42,600 Building $266,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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